Mortgage Banker - Retail

Commerce Bancshares
United States
Workplace: RemoteFull timeUSD 49,000 - 49,000 annuallyFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: associatesSkills: ["Customer relationship building","Credit risk analysis","Organized self-starter","Attention to detail","Communication"]

Originate home loans by driving new mortgage sales within an assigned lending territory and growing market share. Build a book of business through internal/external referral partners, visit branches weekly, and manage loan production pipelines and documentation. Analyze applicants’ credit, financials, and property to determine eligibility, customize financing options (FHA/VA, conventional, HELOC), and coordinate pre-underwriting and compliance-required processes to ensure timely closings.

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Commerce Bancshares
Commerce Bancshares
4 days ago

Mortgage Banker - Retail

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 47 minutes agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Originate home loans by driving new mortgage sales within an assigned lending territory and growing market share. Build a book of business through internal/external referral partners, visit branches weekly, and manage loan production pipelines and documentation. Analyze applicants’ credit, financials, and property to determine eligibility, customize financing options (FHA/VA, conventional, HELOC), and coordinate pre-underwriting and compliance-required processes to ensure timely closings.
Location: United States
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Originate home loans and drive new sales within the assigned lending territory.
  • •Network with referral partners and meet customers/partners in the assigned geography to build and manage the book of business.
  • •Manage the production pipeline and coordinate with fulfillment teams; communicate between borrowers and referral partners.
  • •Analyze applications (employment, credit, income, assets, collateral) to determine eligibility and propose financing options aligned to product guidelines.
  • •Pre-underwrite files, verify documentation standards, and manage ongoing client communications to support timely closings and compliance requirements.

Pay and Benefits

Salary: USD 49,000 annually
Perks:Health InsuranceDentalVision401kLife InsurancePaid LeavePaid PersonalEducation Assistance

Key Requirements

  • •3+ years lending experience required.
  • •Associates degree in business management/finance or equivalent education and experience; Bachelor’s degree preferred.
  • •Intermediate knowledge of mortgage products.
  • •Strong credit risk analysis and loan origination skills.
  • •Must be eligible to work in the U.S. without sponsorship now or in the future.
Experience:3+ years
Education:Associate's in business management/finance
Skills:Customer relationship buildingCredit risk analysisOrganized self-starterAttention to detailCommunication
Tech Stack:EncompassBlendMicrosoft Office SuiteOptimal BlueTotal Expert

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Commerce Bancshares
Provides commercial, retail, wealth management, and payment services through its regional banking operations. Commerce Bancshares serves individuals, businesses, and institutions across the Midwest with deposit accounts, lending, treasury, and card solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Kansas City, United States
Founded: 1865
WebsiteLinkedIn