Mortgage Underwriter III (Remote, VA)

Sandy Spring Bancorp
Richmond
Workplace: RemoteFull timeUSD 71,400 - 121,400Function: Banking, Lending & CreditExperience: 5+ yearsSkills: ["Credit analysis","Risk assessment","Regulatory compliance","Problem analysis","Decision-making"]

Evaluate residential mortgage applications and property valuations to support sound credit decisions and accurate risk assessment. Review borrower credit profiles, income, assets, and collateral, and verify appraisal reports against applicable standards. Determine overall creditworthiness, apply underwriting guidelines, identify and mitigate potential risks, and ensure valuation process integrity and consistency while meeting regulatory and investor requirements.

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Sandy Spring Bancorp
Sandy Spring Bancorp
3 days ago

Mortgage Underwriter III (Remote, VA)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live

Job Summary

Evaluate residential mortgage applications and property valuations to support sound credit decisions and accurate risk assessment. Review borrower credit profiles, income, assets, and collateral, and verify appraisal reports against applicable standards. Determine overall creditworthiness, apply underwriting guidelines, identify and mitigate potential risks, and ensure valuation process integrity and consistency while meeting regulatory and investor requirements.
Location: Richmond
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Evaluate mortgage applications and property valuations to ensure accurate credit decisions and risk assessment.
  • •Analyze borrower credit profiles, income, assets, and collateral to determine creditworthiness.
  • •Review appraisal reports for accuracy and adherence to required standards.
  • •Apply underwriting guidelines to mortgage requests and assigned credit standards.
  • •Identify and mitigate potential risks while ensuring compliance with regulatory and investor requirements.

Pay and Benefits

Salary: USD 71,400 - 121,400
Perks:Health InsuranceDentalVisionLife InsuranceDisabilityPaid Leave401kWellness Stipend

Key Requirements

  • •5+ years of relevant mortgage underwriting experience.
  • •Broad knowledge of operational procedures and tools used for underwriting.
  • •Ability to analyze borrower credit profiles, income, assets, and collateral.
  • •Ability to review appraisal reports for accuracy and standards adherence.
  • •Knowledge of underwriting guidelines, credit standards, and regulatory/investor requirements.
Experience:5+ yearsMortgage lendingBanking
Skills:Credit analysisRisk assessmentRegulatory complianceProblem analysisDecision-making

Company Brief

Sandy Spring Bancorp
Bank holding company for Sandy Spring Bank, providing commercial and personal banking, lending, treasury management, and wealth services across the Mid-Atlantic region. Serves businesses, individuals, and nonprofit organizations through a branch and digital banking network.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Olney, United States
Founded: 1868
WebsiteLinkedIn