Manager- Business Banking Credit

Mashreq
Bengaluru
Workplace: RemoteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsSkills: ["Analytical skills","Interpersonal skills","Problem-solving","Independent working","Client focus"]

Manage and oversee underwriting, credit approval, and portfolio governance for Business Banking credit products. You’ll analyze credit proposals and internal/external checks, validate sustainable cash flows, identify exceptions, and escalate material risks while meeting turnaround times. Lead process and policy improvements to strengthen lending products, underwriting standards, and operational efficiency. Support training, UAT, and automation/digital initiatives with Quality and Process Excellence teams.

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FursaFursa
Mashreq
Mashreq
3 days ago

Manager- Business Banking Credit

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Manage and oversee underwriting, credit approval, and portfolio governance for Business Banking credit products. You’ll analyze credit proposals and internal/external checks, validate sustainable cash flows, identify exceptions, and escalate material risks while meeting turnaround times. Lead process and policy improvements to strengthen lending products, underwriting standards, and operational efficiency. Support training, UAT, and automation/digital initiatives with Quality and Process Excellence teams.
Location: Bengaluru
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Oversee underwriting and credit approval for Business Banking products, ensuring sound credit decisions and governance.
  • •Analyze credit proposals against credit parameters, validate sustainable cash flows, and recommend risk mitigants.
  • •Ensure compliance with approved Product Programs, Credit Policies, and applicable regulatory requirements.
  • •Identify and assess credit, policy, and collateral exceptions; escalate material deficiencies and policy breaches for review.
  • •Participate in automation/digital transformation initiatives, support training and UAT, and drive process/policy enhancements to improve productivity, efficiency, and risk management.

Key Requirements

  • •Graduate with 5 years’ work experience in a Credit Management environment.
  • •Minimum 3 years’ experience in SME/Business Banking credit underwriting.
  • •Excellent analytical skills.
  • •Sound interpersonal skills.
  • •Ability to solve problems independently and work client-driven and achievement oriented.
Experience:3+ yearsCredit managementSMEBusiness banking
Skills:Analytical skillsInterpersonal skillsProblem-solvingIndependent workingClient focus

Company Brief

Mashreq
Mashreq Bank is a UAE-headquartered full-service bank offering retail, corporate, Islamic and digital banking, treasury, and capital markets services across the Middle East and internationally.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Dubai, United Arab Emirates
Founded: 1967
Glassdoor
Glassdoor: 3.3
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