Senior AFC Compliance Officer

Bitpanda
Berlin
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceSkills: ["Stakeholder management","Regulatory communication","Risk-focused decision-making","Cross-functional collaboration","Independent execution"]

Own Bitpanda’s AML/CFT and sanctions compliance program for Germany as the senior control owner and key AML control contact. Establish and maintain a scalable framework aligned with German, EU, and BaFin/FIU requirements, oversee AML controls and risk reviews, and lead audits, inspections, and regulatory reporting. Partner with Product, Engineering, Data, and Legal to improve case management and monitoring through data-led automation.

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FursaFursa
Bitpanda
Bitpanda
9 hours ago

Senior AFC Compliance Officer

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Last checked: 6 hours agoStatus: Live

Job Summary

Own Bitpanda’s AML/CFT and sanctions compliance program for Germany as the senior control owner and key AML control contact. Establish and maintain a scalable framework aligned with German, EU, and BaFin/FIU requirements, oversee AML controls and risk reviews, and lead audits, inspections, and regulatory reporting. Partner with Product, Engineering, Data, and Legal to improve case management and monitoring through data-led automation.
Location: Berlin
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Serve as the appointed AMLO or Deputy AMLO and senior AML control owner in Germany, establishing and managing a scalable AML/CFT and sanctions framework.
  • •Ensure compliance with German and EU AML/CFT standards, including the German Money Laundering Act (GwG), BaFin expectations, FIU requirements, MiCAR, and the Transfer of Funds Regulation / Travel Rule.
  • •Own and oversee the second-level AML control framework, including control design, effectiveness testing, remediation, and supervision of high-risk customer reviews, EDD, and sanctions escalations.
  • •Partner with Product, Engineering, Data, and Legal to drive data-led, automated improvements across case management, monitoring, and compliance workflows.
  • •Lead internal and external audits, manage regulatory inspections, and handle regulatory reporting and interactions with BaFin, the FIU, local senior management, and Group AFC functions.

Pay and Benefits

Perks:Remote WorkEquityHealth InsurancePaid LeaveLearning Budget

Key Requirements

  • •Proven AML compliance leadership experience as a Geldwäschebeauftragter, MLRO, or Deputy MLRO in fintech, crypto, payments, or financial services.
  • •Deep knowledge of German GwG, BaFin expectations, FIU reporting, MiCAR, sanctions compliance, and the Travel Rule for crypto assets.
  • •Ability to identify and mitigate crypto-specific risks, including blockchain analytics, self-hosted wallets, mixers, chain-hopping, scams, and sanctions evasion.
  • •Strong capability translating legal requirements into scalable, practical compliance processes and collaborating with regulators, auditors, and senior stakeholders.
  • •Fluency in both German and English, comfortable working independently in a fast-paced cross-border environment.
Experience:FintechCryptoPayments
Skills:Stakeholder managementRegulatory communicationRisk-focused decision-makingCross-functional collaborationIndependent execution
Languages:GermanEnglish
Tech Stack:Blockchain analytics

Company Brief

Bitpanda
Bitpanda is a Vienna-based fintech platform that enables users to buy, sell and invest in cryptocurrencies, stocks, ETFs and other digital assets via a retail-friendly app and brokerage services.
Industry: Trading Platforms
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Valuation: Unicorn (USD 1B+)
Funding: Series C
Headquarters: Vienna, Austria
Founded: 2014
WebsiteLinkedIn