Commercial Credit Analyst

Fifth Third Bancorp
San Jose, Sacramento, San Francisco
Workplace: OnsiteFull timeUSD 54,400 - 111,500 annuallyFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Communication","Problem-solving","Analytical skills","Attention to detail","Task prioritization"]

Underwrite and monitor commercial credit by completing end-to-end underwriting with limited oversight, drafting credit approval memos, and preparing for credit/portfolio reviews. Conduct ongoing portfolio monitoring including covenant tracking, financial statement reviews, and risk rating model monitoring. Identify and escalate emerging risks, maintain accurate credit data in internal systems, and run projection models and portfolio reporting to support credit leadership and portfolio managers.

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Fifth Third Bancorp
Fifth Third Bancorp
1 day ago

Commercial Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 18 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Underwrite and monitor commercial credit by completing end-to-end underwriting with limited oversight, drafting credit approval memos, and preparing for credit/portfolio reviews. Conduct ongoing portfolio monitoring including covenant tracking, financial statement reviews, and risk rating model monitoring. Identify and escalate emerging risks, maintain accurate credit data in internal systems, and run projection models and portfolio reporting to support credit leadership and portfolio managers.
Location: San Jose, Sacramento, San Francisco
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Complete daily credit underwriting and monitoring duties with limited oversight on increasingly complex credits.
  • •Draft credit approval documents and memos, including historical analysis and base/downside case projection assumptions.
  • •Perform ongoing portfolio monitoring: covenant tracking, financial statement reviews, and risk rating model monitoring.
  • •Run projection models using provided assumptions and generate pipeline/portfolio reporting for credit leadership and related stakeholders.
  • •Ensure credit data accuracy and timeliness across internal systems; identify data/analysis deficiencies and escalate emerging risks or negative trends appropriately.

Pay and Benefits

Salary: USD 54,400 - 111,500 annually

Key Requirements

  • •Bachelor’s degree in Business (e.g., Business Administration, Finance, or Accounting).
  • •2+ years of commercial banking experience.
  • •Ability to perform financial and risk analysis, including developing financial models.
  • •Extensive knowledge of banking products and services, plus knowledge of corporate business structure and legal documents.
  • •Proficiency in internal banking applications and Microsoft Office; strong written and verbal communication and analytical/problem-solving skills.
Experience:2+ yearsCommercial banking
Education:Bachelor's
Skills:CommunicationProblem-solvingAnalytical skillsAttention to detailTask prioritization
Tech Stack:Microsoft OfficeInternal banking applications

Company Brief

Fifth Third Bancorp
Fifth Third Bancorp is a diversified bank holding company offering consumer, commercial, and wealth management services. Through its banking subsidiaries, it provides deposits, lending, treasury management, payments, and investment solutions across the Midwest and Southeast.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Cincinnati, United States
Founded: 1858
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