Senior Manager - Credit

Own credit risk and fraud prevention across the organization by developing and implementing credit risk policies, strategies, and procedures. Assess customer creditworthiness using scoring models and financial analysis, while monitoring exposure, delinquency, and portfolio performance. Optimize risk and pricing strategies to improve profitability and reduce losses, and implement fraud controls using transaction and customer behavior analytics. Ensure regulatory compliance and collaborate with product, engineering, and customer service teams to embed risk measures into customer experiences.