Senior Credit Analyst/Underwriter

Home BancShares
Florida
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 7+ yearsEducation: bachelorsSkills: ["Analytical thinking","Good judgment","Communication","Critical thinking","Mentoring"]

Perform financial-based analysis and underwriting of the bank’s largest and most complex loans or relationships across a region or industry. Generate and review financial spreads in nCino, build cash flow and real estate project analysis spreadsheets, and prepare credit memos and annual reviews. Lead loan committee support as directed, oversee and mentor Analyst I/II work, and ensure required BSA/AML and compliance training is completed.

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Home BancShares
Home BancShares
3 months ago

Senior Credit Analyst/Underwriter

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Source: Company careers pageValidated by: Fursa AI
Last checked: 23 hours agoStatus: Live

Job Summary

Perform financial-based analysis and underwriting of the bank’s largest and most complex loans or relationships across a region or industry. Generate and review financial spreads in nCino, build cash flow and real estate project analysis spreadsheets, and prepare credit memos and annual reviews. Lead loan committee support as directed, oversee and mentor Analyst I/II work, and ensure required BSA/AML and compliance training is completed.
Location: Florida
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Generate or oversee financial spreads within the bank lending operating system (nCino) using financial statements to identify and review trends.
  • •Create spreadsheets to quantify borrowers’ personal, global, and real estate cash flows and project analysis on an accurate and timely basis.
  • •Prepare credit memos and annual reviews in accordance with department procedures.
  • •Attend loan committee meetings when directed by management and create guidance for related work as needed.
  • •Mentor Analyst I/II and provide oversight of work product for accuracy and timeliness; act as backup to the Regional Manager or other CA leader as directed.

Key Requirements

  • •Equivalent to a four-year college degree plus 7 years of related experience and/or training, and 4 years of related management experience, or an equivalent combination of education and experience.
  • •Broad knowledge of accounting, marketing, business administration, and finance to support credit analysis and underwriting.
  • •Ability to write reports, business correspondence, and policy/procedure manuals, and effectively present information to managers and clients.
  • •Ability to work with probability, statistical inference, and fundamentals of algebra and geometry to support credit decisions.
  • •Advanced proficiency in 10-Key, accounting, spreadsheet, and word processing/typing; intermediate alphanumeric data entry; basic experience with presentation/PowerPoint and human resources systems.
Experience:7+ yearsBankingLending
Education:Bachelor's
Skills:Analytical thinkingGood judgmentCommunicationCritical thinkingMentoring
Tech Stack:NCinoMicrosoft WordMicrosoft ExcelPowerPoint10-KeySpreadsheets

Company Brief

Home BancShares
Bank holding company that operates Centennial Bank and provides commercial and consumer banking services, including lending, deposits, treasury management, and online banking. Serves individuals, businesses, and public entities across the southern United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Conway, United States
Founded: 1998
WebsiteLinkedIn