Business Analyst (Consumer Lending)

Astra Tech
Abu Dhabi
Workplace: OnsiteFull timeFunction: Business OperationsSkills: ["Structured thinking","Independent ownership","Data analysis","Written communication","Verbal communication"]

Own a KPI-driven consumer lending analytics scope across growth, operations, and financial performance. Write SQL to extract, join, and validate data; build metric trees; and investigate anomalies to determine mix, policy, product, seasonality, funnel, or data-quality drivers. Create decision-ready dashboards and deliver quantified proposals, including champion/challenger A/B tests, while modeling unit economics, pricing/profitability drivers, and loan accounting mechanics.

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FursaFursa
Astra Tech
Astra Tech
1 week ago

Business Analyst (Consumer Lending)

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 19 hours agoStatus: Live

Job Summary

Own a KPI-driven consumer lending analytics scope across growth, operations, and financial performance. Write SQL to extract, join, and validate data; build metric trees; and investigate anomalies to determine mix, policy, product, seasonality, funnel, or data-quality drivers. Create decision-ready dashboards and deliver quantified proposals, including champion/challenger A/B tests, while modeling unit economics, pricing/profitability drivers, and loan accounting mechanics.
Location: Abu Dhabi
Workplace: Onsite
Employment Type: Full time
Job Function: Business Operations
Seniority: Mid level

Key Responsibilities

  • •Write SQL to extract, join, and validate data across lending core, payment, CRM, and behavioural event sources.
  • •Build and maintain metric trees behind KPIs and decompose headline metrics into operational drivers.
  • •Investigate performance anomalies end-to-end and prove which factors (mix, policy, product change, seasonality, funnel, or data quality) are driving results.
  • •Design dashboards and recurring reporting so leadership can act directly on insights.
  • •Convert analysis into quantified proposals and validate them post-ship, including designing champion/challenger A/B tests with downstream risk quality as a primary readout.

Key Requirements

  • •4+ years hands-on experience in consumer lending or consumer credit, including direct lending domain experience.
  • •Strong independent SQL capability to extract and validate your own data.
  • •Understanding of consumer lending operational flows (application, underwriting/decisioning, disbursement, billing, repayment, delinquency and collections).
  • •Ability to explain lending product P&L and unit economics drivers (interest income, fees, cost of funds, expected credit loss, acquisition/servicing/collections costs).
  • •Experience with loan accounting treatment and payment reconciliation, including resolving real system mismatches.
Experience:Consumer lendingConsumer creditFintechBNPL
Skills:Structured thinkingIndependent ownershipData analysisWritten communicationVerbal communication
Languages:English
Tech Stack:SQLA/B testing

Company Brief

Astra Tech
UAE-based technology company offering technology solutions and systems integration services, focusing on IT infrastructure, security systems, and smart building / automation solutions for commercial and residential clients.
Industry: Professional Services
Headquarters: United Arab Emirates
Website