Staff Product Data Scientist, Lending

Block
Seattle
Workplace: RemoteFull timeUSD 239,600 - 359,400 annuallyFunction: Data Science & Machine LearningEducation: bachelorsSkills: []

Use agentic data science to build, measure, and improve credit products on Cash App Borrow, Afterpay, Square Loans, and future first-party offerings. Partner with product, engineering, and risk teams to define decision metrics, design and analyze experiments, and maintain measurement frameworks for eligibility, repayment, loss performance, funnel health, and long-term outcomes. Lead technical standards, automate analytical workflows, and translate insights into actionable product and risk decisions.

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FursaFursa
Block
Block
1 month ago

Staff Product Data Scientist, Lending

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Use agentic data science to build, measure, and improve credit products on Cash App Borrow, Afterpay, Square Loans, and future first-party offerings. Partner with product, engineering, and risk teams to define decision metrics, design and analyze experiments, and maintain measurement frameworks for eligibility, repayment, loss performance, funnel health, and long-term outcomes. Lead technical standards, automate analytical workflows, and translate insights into actionable product and risk decisions.
Location: Seattle
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Turn complex product, customer, and risk data into insights, decision frameworks, and durable measurement systems for product, risk, and business partners.
  • •Use AI tools and agent workflows to accelerate exploration, automate repetitive tasks, generate hypotheses, and stress-test conclusions.
  • •Own end-to-end execution across analysis, metrics definition, experimentation, forecasting, visualization, and decision support.
  • •Define and maintain credit measurement frameworks including eligibility, repayment behavior, product usage, loss performance, funnel health, and long-term outcomes.
  • •Partner with risk teams to evaluate model and policy performance, monitor cohorts, identify bias or drift, and connect risk decisions to product and business impact.

Pay and Benefits

Salary: USD 239,600 - 359,400 annually
Perks:Remote WorkHealth InsuranceFlexible TimeRetirement SavingsFamily Planning

Key Requirements

  • •Bachelor’s degree in statistics, data science, economics, computer science, or a similar quantitative field with 12+ years of relevant experience, or a graduate degree with 6–8+ years.
  • •Advanced proficiency with SQL and experience building decision-oriented data visualizations.
  • •Strong product, analytical, and statistical judgment to turn ambiguous product/customer/risk questions into sound analyses and support decisions.
  • •Experience using AI tools to improve the speed, quality, and durability of analytical work.
  • •Ability to communicate tradeoffs clearly and partner effectively with technical, product, and business stakeholders.
Education:Bachelor's
Languages:English
Tech Stack:SQLAIAgent workflows

Company Brief

Block
Builds financial services and commerce tools to empower businesses and individuals, operating products such as Square, Cash App, Spiral (Bitcoin initiatives), TIDAL, and developer-focused payment and banking solutions.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2009
WebsiteLinkedIn