Regional Credit Officer – Middle Market, Texas

Huntington Bancshares
Houston, Dallas
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 10+ yearsEducation: bachelorsSkills: ["Management","Mentoring","Issue resolution","Performance drive","Time management","Organizational skills","Client management","Communication","Critical thinking","Analytical thinking","Problem solving","Goal-oriented","Resourcefulness"]

Partner with portfolio managers and regional credit administrators to drive credit approval, administration, and review for a middle-market lending region. Establish and manage credit review procedures to protect loan quality and profitability, lead credit structuring and negotiation discussions, and analyze requests that exceed approval limits. Identify potential problem credits and work with loan workout specialists to minimize risk, while advising teams on lending policies.

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Huntington Bancshares
Huntington Bancshares
3 days ago

Regional Credit Officer – Middle Market, Texas

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Last checked: 13 hours agoStatus: Live

Job Summary

Partner with portfolio managers and regional credit administrators to drive credit approval, administration, and review for a middle-market lending region. Establish and manage credit review procedures to protect loan quality and profitability, lead credit structuring and negotiation discussions, and analyze requests that exceed approval limits. Identify potential problem credits and work with loan workout specialists to minimize risk, while advising teams on lending policies.
Location: Houston, Dallas
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Establish, implement, and manage administrative and review systems and procedures to protect loan portfolio quality and profitability.
  • •Manage credit structuring and participate in negotiation strategy discussions with officers and business units.
  • •Analyze and approve/disapprove credit requests exceeding line/regional approval limits.
  • •Identify potential problem credits and work with loan workout specialists to restructure credits and minimize risk for loss.
  • •Advise staff, officers, and/or business units on overall lending policies.

Key Requirements

  • •Bachelor's Degree
  • •10+ years of related experience
  • •Analyze and approve/disapprove credit requests exceeding line or regional approval limits
  • •Identify potential problem credits and collaborate on restructuring and risk minimization
  • •Advise staff and business units on lending policies
Experience:10+ yearsBankingLendingCommercial lendingMiddle market
Education:Bachelor's
Skills:ManagementMentoringIssue resolutionPerformance driveTime managementOrganizational skillsClient managementCommunicationCritical thinkingAnalytical thinkingProblem solvingGoal-orientedResourcefulness

Company Brief

Huntington Bancshares
Regional bank holding company providing commercial and consumer banking, payments, wealth management, and lending services across the Midwestern and select other U.S. markets. It serves individuals, small businesses, and corporate clients through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Columbus, United States
Founded: 1866
WebsiteLinkedIn