Vice President, Commercial Underwriter

Underwrite complex commercial loan requests and renewals across working capital lines of credit, commercial real estate loans, and asset-based facilities. Analyze loan structures, financial spreads, entity structures, collateral, and market data to prepare credit recommendations and memos for Credit Administration, Loan Committee, or senior management. Build relationships with lending officers, may meet customers and visit collateral sites, and can mentor junior analysts on financial analysis, covenants, and risk mitigation.