Credit Genie

2 months ago

Payment Product Lead

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 1 hour agoStatus: Live

Job Summary

Lead the end-to-end payments function for a high-volume fintech, owning strategy, tooling, and execution across ACH, card networks, and banking partners to enable millions of transactions per day, with strong focus on risk, fraud, and reconciliation.

Location: Philadelphia, New York

Workplace: Onsite

Employment Type: Full time

Job Function: Business Operations

Seniority: Manager level

Key Responsibilities

•Own end-to-end payment strategy across ACH, card networks, and banking partners, built to scale to millions of transactions per day
•Design and optimize a payment processing infrastructure for speed, efficiency, and reliability at high volume
•Develop and own the payments roadmap, tackling strategy and execution simultaneously in partnership with Engineering and Finance leadership
•Build and maintain a reconciliation framework that is accurate, auditable, and fully explainable across internal systems and external partners
•Lead fraud prevention and dispute management strategy across ACH and card payment channels- including detection, response, and recovery

Pay and Benefits

Salary: USD 150,000 - 250,000 annually

Equity and Bonus:Equity

Perks:MedicalDentalVision401kPensionLife InsuranceDisabilityPaid LeaveWellness Stipend

Key Requirements

•7+ years of experience in payments, within product management, payment operations, or a combination of both.
•Deep working knowledge of ACH and card networks: the rules, the edge cases, the failure modes, and how to build systems that handle them at scale.
•Proven track record building or operating high-volume payment systems with millions of transactions per day, optimized for speed and cost efficiency.
•Hands-on expertise in payments fraud, dispute resolution, and ACH risk management.
•Strong project management skills- you can align and drive execution across Risk, Engineering, Compliance, and Finance simultaneously.

Experience:7+ yearsFintechPaymentsFinancial services

Skills:Project managementCommunicationLeadershipAnalyticalStakeholder management

Languages:English

Tech Stack:ACHCard networksReconciliationFraud detectionPayments processingData analysis

Company Brief

Credit Genie

Credit Genie (Creditly Corp.) is a mobile-first personal finance and cash-advance platform using AI to provide short-term cash access, budgeting, credit-building tools, and financial insights to help consumers manage credit and avoid overdrafts.

Industry: Lending

Company Size: Medium (51 to 250 employees)

Revenue: USD 1M to 5M

Growth: Growth Stage Startup

Funding: Series A

Headquarters: Conshohocken, United States

Founded: 2019

Glassdoor: 4.9

Website LinkedIn Glassdoor

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Credit Genie

2 months ago

Payment Product Lead

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 1 hour agoStatus: Live

Job Summary

Location: Philadelphia, New York

Workplace: Onsite

Employment Type: Full time

Job Function: Business Operations

Seniority: Manager level

Key Responsibilities

•Own end-to-end payment strategy across ACH, card networks, and banking partners, built to scale to millions of transactions per day
•Design and optimize a payment processing infrastructure for speed, efficiency, and reliability at high volume
•Develop and own the payments roadmap, tackling strategy and execution simultaneously in partnership with Engineering and Finance leadership
•Build and maintain a reconciliation framework that is accurate, auditable, and fully explainable across internal systems and external partners
•Lead fraud prevention and dispute management strategy across ACH and card payment channels- including detection, response, and recovery

Pay and Benefits

Salary: USD 150,000 - 250,000 annually

Equity and Bonus:Equity

Perks:MedicalDentalVision401kPensionLife InsuranceDisabilityPaid LeaveWellness Stipend

Key Requirements

•7+ years of experience in payments, within product management, payment operations, or a combination of both.
•Deep working knowledge of ACH and card networks: the rules, the edge cases, the failure modes, and how to build systems that handle them at scale.
•Proven track record building or operating high-volume payment systems with millions of transactions per day, optimized for speed and cost efficiency.
•Hands-on expertise in payments fraud, dispute resolution, and ACH risk management.
•Strong project management skills- you can align and drive execution across Risk, Engineering, Compliance, and Finance simultaneously.

Experience:7+ yearsFintechPaymentsFinancial services

Skills:Project managementCommunicationLeadershipAnalyticalStakeholder management

Languages:English

Tech Stack:ACHCard networksReconciliationFraud detectionPayments processingData analysis

Company Brief

Credit Genie

Industry: Lending

Company Size: Medium (51 to 250 employees)

Revenue: USD 1M to 5M

Growth: Growth Stage Startup

Funding: Series A

Headquarters: Conshohocken, United States

Founded: 2019

Glassdoor: 4.9

Website LinkedIn Glassdoor