Field Credit Officer (Lagos)

Moniepoint Group
Nigeria
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: high_schoolSkills: ["Attention to details","Analytical skills","Communication","Presentation","Interpersonal skills","Agility","Perseverance"]

Onboard and manage Lagos-based businesses to access Moniepoint credit products, ensuring they actively use their business accounts while meeting loan portfolio volume and profitability targets. Conduct thorough reviews of loan applications using credit risk analysis and the 5Cs (capacity, character, capital). Perform physical visitations to assess business operations and monitor active loans to support timely repayments and minimize default rates.

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Moniepoint Group
Moniepoint Group
2 days ago

Field Credit Officer (Lagos)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 6 hours agoStatus: Live

Job Summary

Onboard and manage Lagos-based businesses to access Moniepoint credit products, ensuring they actively use their business accounts while meeting loan portfolio volume and profitability targets. Conduct thorough reviews of loan applications using credit risk analysis and the 5Cs (capacity, character, capital). Perform physical visitations to assess business operations and monitor active loans to support timely repayments and minimize default rates.
Location: Nigeria
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify and onboard viable businesses within the assigned geographical area to open business accounts with Moniepoint
  • •Engage customers to ensure optimal usage of accounts to qualify for access to credit
  • •Review and approve or decline loan requests by analyzing available data
  • •Conduct physical visitation to borrowers’ business locations to evaluate business books, including inventory and turnover
  • •Monitor active loan portfolios to ensure continued account usage and loan repayment performance

Key Requirements

  • •Minimum OND in any business-related discipline
  • •Minimum 2 years’ experience in a sales role for credit products in a financial institution
  • •Demonstrable knowledge of credit risk analysis
  • •Good knowledge of financial analysis (added advantage)
  • •Must be resident in Lagos State (Agege, Alimosho, Amuwo Odofin, Apapa, Badagry, Ikorodu, Ibeju-Lekki, Ikeja, Kosofe, Lagos Island, Surulere, Ojo, Oshodi)
Experience:2+ yearsFintechFinancial servicesCredit productsCredit risk
Education:High School
Skills:Attention to detailsAnalytical skillsCommunicationPresentationInterpersonal skillsAgilityPerseverance

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn