Mercury

1 month ago

Senior Risk Strategist - Fraud

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 4 hours agoStatus: Live

Job Summary

Senior Risk Strategist focused on fraud leading strategy across multiple fraud domains (ACH, checks, RTP, onboarding, ATO) and building Mercury’s Personal Banking fraud program. You’ll analyze data to design controls, collaborate with Product/Engineering/Operations, and drive scalable risk solutions while balancing customer experience and regulatory requirements.

Location: San Francisco, New York

Workplace: Remote

Employment Type: Full time

Job Function: Legal, Risk & Compliance

Seniority: Sr. Manager level

Key Responsibilities

•Own strategy and execution across multiple fraud domains – including ACH, Check Deposits, Checkbooks, RTP, onboarding, and ATO – with a bias toward action and a high bar for results.
•Drive Mercury’s Personal Banking fraud program build-out, applying consumer fintech expertise to design controls and strategies tailored to consumer account holders.
•Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs.
•Partner with Compliance and Legal to ensure solutions align with regulatory requirements.
•Lead cross-functional efforts with Product, Engineering, and Operations to design and implement scalable risk solutions.

Pay and Benefits

Salary: USD 200,700 - 250,900 annually

Key Requirements

•6+ years of experience in an analytical role, including 4+ years in fraud detection and strategy – consumer fintech experience strongly preferred.
•Proven ability to design and execute fraud strategies across multiple payment rails and fraud types (ACH, checks, RTP, onboarding, ATO, friendly fraud).
•Hands-on experience contributing to consumer/personal banking fraud programs, including familiarity with consumer-specific fraud patterns and regulatory context.
•Skilled in customer risk scoring/modeling and process automation.
•Strong SQL proficiency and ability to translate data into actionable strategy.

Experience:6+ yearsFintechSaaS

Skills:SQLData analysisRisk assessmentFraud detectionModelingCommunication

Languages:English

Tech Stack:SQL

Company Brief

Mercury

Provides banking and financial infrastructure for startups and small businesses, offering business checking accounts, payments, debit cards, venture debt integrations, and treasury services via a developer-friendly platform.

Industry: Fintech Infrastructure

Company Size: Large (251 to 1,000 employees)

Growth: Scaleup

Valuation: Unicorn (USD 1B+)

Funding: Series C

Headquarters: San Francisco, United States

Founded: 2017

Website LinkedIn

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Mercury

1 month ago

Senior Risk Strategist - Fraud

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 4 hours agoStatus: Live

Job Summary

Location: San Francisco, New York

Workplace: Remote

Employment Type: Full time

Job Function: Legal, Risk & Compliance

Seniority: Sr. Manager level

Key Responsibilities

•Own strategy and execution across multiple fraud domains – including ACH, Check Deposits, Checkbooks, RTP, onboarding, and ATO – with a bias toward action and a high bar for results.
•Drive Mercury’s Personal Banking fraud program build-out, applying consumer fintech expertise to design controls and strategies tailored to consumer account holders.
•Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs.
•Partner with Compliance and Legal to ensure solutions align with regulatory requirements.
•Lead cross-functional efforts with Product, Engineering, and Operations to design and implement scalable risk solutions.

Pay and Benefits

Salary: USD 200,700 - 250,900 annually

Key Requirements

•6+ years of experience in an analytical role, including 4+ years in fraud detection and strategy – consumer fintech experience strongly preferred.
•Proven ability to design and execute fraud strategies across multiple payment rails and fraud types (ACH, checks, RTP, onboarding, ATO, friendly fraud).
•Hands-on experience contributing to consumer/personal banking fraud programs, including familiarity with consumer-specific fraud patterns and regulatory context.
•Skilled in customer risk scoring/modeling and process automation.
•Strong SQL proficiency and ability to translate data into actionable strategy.

Experience:6+ yearsFintechSaaS

Skills:SQLData analysisRisk assessmentFraud detectionModelingCommunication

Languages:English

Tech Stack:SQL

Company Brief

Mercury

Industry: Fintech Infrastructure

Company Size: Large (251 to 1,000 employees)

Growth: Scaleup

Valuation: Unicorn (USD 1B+)

Funding: Series C

Headquarters: San Francisco, United States

Founded: 2017

Website LinkedIn