Full-Stack Engineer 4 (Risk Tech)

Discover Financial
Virginia, Cambridge, Richmond
Full timeUSD 197,300 - 225,100 annuallyFunction: Legal, Risk & ComplianceExperience: 4+ yearsEducation: bachelorsSkills: ["Mentoring","Technical leadership","Collaboration","Problem-solving","Continuous improvement"]

Build and deploy AI-powered, data-driven risk management solutions in Capital One’s Risk Tech organization. You’ll lead a portfolio of projects while working with a GRC team and cross-functional partners to deliver cloud-based full-stack and distributed microservices that help meet regulatory needs. The role uses modern open-source frameworks and AWS tooling, emphasizes Agile technical leadership, and includes mentoring, refactoring to reduce technical debt, and influencing long-term platform strategy.

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FursaFursa
Discover Financial
Discover Financial
1 day ago

Full-Stack Engineer 4 (Risk Tech)

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Last checked: 14 hours agoStatus: Live

Job Summary

Build and deploy AI-powered, data-driven risk management solutions in Capital One’s Risk Tech organization. You’ll lead a portfolio of projects while working with a GRC team and cross-functional partners to deliver cloud-based full-stack and distributed microservices that help meet regulatory needs. The role uses modern open-source frameworks and AWS tooling, emphasizes Agile technical leadership, and includes mentoring, refactoring to reduce technical debt, and influencing long-term platform strategy.
Location: Virginia, Cambridge, Richmond
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Lead a portfolio of technology projects and a team of developers building full-stack, distributed microservices solutions for risk management and regulatory needs.
  • •Collaborate with GRC teams and digital product managers to deliver robust cloud-based experiences that support risk transformation.
  • •Provide technical leadership across Agile teams, setting standards for design, development, and operational excellence.
  • •Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
  • •Drive continuous improvement by identifying refactoring opportunities, reducing technical debt, and optimizing system performance in distributed environments.

Pay and Benefits

Salary: USD 197,300 - 225,100 annually

Key Requirements

  • •4+ years of software engineering experience (internship experience does not apply).
  • •2+ years of experience with public cloud platforms (AWS, GCP, Azure) or related virtualization technologies.
  • •Bachelor’s degree or higher in Computer Science or a related quantitative field (e.g., Statistics, Economics, Operations Research, Analytics, Mathematics, Engineering).
  • •Experience coding with more than two of: NodeJs, JavaScript, TypeScript, Angular, HTML, CSS, Java, SQL, Python.
  • •Experience with database and database management systems (3+ years).
Experience:4+ years
Education:Bachelor's in Computer Science or a related quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Engineering)
Skills:MentoringTechnical leadershipCollaborationProblem-solvingContinuous improvement
Tech Stack:NodeJsTypeScriptAngularHTMLCSSJavaSQLPythonKafkaOpen SourceRDBMSNoSQLDockerAWS FargateAWSLambdaMicroservicesDistributed systemsAgileAPI development

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn