Residential Mortgage Originator

Tompkins Financial
United States
Workplace: HybridFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsSkills: ["Interpersonal relations","Communication","Compliance knowledge"]

Provide direct mortgage loan services to bank customers and prospects, interview applicants, evaluate financial posture, and recommend suitable mortgage programs. Ensure accurate completion of applications and disclosures, manage loan processing expectations, and follow loan files from origination through closing. Use loan origination and online application systems, maintain compliance with lending regulations, and develop referral relationships to increase mortgage lead flow.

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Tompkins Financial
Tompkins Financial
1 month ago

Residential Mortgage Originator

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Last checked: 2 hours agoStatus: Live

Job Summary

Provide direct mortgage loan services to bank customers and prospects, interview applicants, evaluate financial posture, and recommend suitable mortgage programs. Ensure accurate completion of applications and disclosures, manage loan processing expectations, and follow loan files from origination through closing. Use loan origination and online application systems, maintain compliance with lending regulations, and develop referral relationships to increase mortgage lead flow.
Location: United States
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Provide direct mortgage loan services, including interviewing customers and evaluating financing options against minimum lending criteria.
  • •Ensure applications are complete and accurate, manage disclosures, and communicate outcomes of preliminary analysis and next steps.
  • •Enter and manage loan information in Loan Origination Systems/LOS-POS so loans appear accurately in the pipeline and are registered within established timelines.
  • •Coordinate with customers, underwriters, processors, Realtors, and closing agents throughout the loan process to keep it on schedule.
  • •Develop referral relationships, research market referral sources, and promote/cross-sell bank services while maintaining knowledge of underwriting criteria and mortgage regulations.

Pay and Benefits

Perks:MedicalDentalVision401kProfit SharingPaid LeaveFree ParkingEmployee Referrals

Key Requirements

  • •Minimum of three (3) years’ experience in related positions.
  • •Active registration with the Nationwide Mortgage Licensing System and Registry (NMLS) or ability to obtain upon hire, and meet all NMLS registration requirements.
  • •Ability to undergo a credit check prior to hire.
  • •Excellent interpersonal relations and communicative skills.
  • •Thorough knowledge of current lending regulations and procedures.
Experience:3+ years
Skills:Interpersonal relationsCommunicationCompliance knowledge
Certifications:NMLS registration
Languages:En-us
Tech Stack:MortgageBotLoan Origination SystemsLOS/POSOnline application systemCore banking system

Company Brief

Tompkins Financial
Financial services holding company offering commercial and retail banking, wealth management, insurance, and employee benefits solutions through its subsidiary brands. Primarily serves individuals, businesses, and institutions across upstate New York and neighboring markets.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 250M to 500M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Ithaca, United States
Founded: 1836
WebsiteLinkedIn