Manager-Risk Management

American Express
Japan
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceEducation: bachelorsSkills: ["Relationship building","Communication","Presentation","Influencing","Decision-making"]

Lead end-to-end credit risk management for consumer and commercial portfolios, including authorizations point-of-sale strategy, case setup for dunning/collections, and Responsible Lending Actions for automated exposure management. Own risk outcomes and key credit metrics, communicate expected vs. unexpected credit losses to business leaders, and continuously improve risk capabilities by optimizing data integration (credit bureaus and financial documents) and exploring new data sources. Ensure alignment with laws, regulations, and business strategy.

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FursaFursa
American Express
American Express
1 day ago

Manager-Risk Management

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Lead end-to-end credit risk management for consumer and commercial portfolios, including authorizations point-of-sale strategy, case setup for dunning/collections, and Responsible Lending Actions for automated exposure management. Own risk outcomes and key credit metrics, communicate expected vs. unexpected credit losses to business leaders, and continuously improve risk capabilities by optimizing data integration (credit bureaus and financial documents) and exploring new data sources. Ensure alignment with laws, regulations, and business strategy.
Location: Japan
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Perform end-to-end credit risk management for existing customers across consumer and commercial businesses, including authorization strategy, case setup for dunning/collections, and Responsible Lending Actions for automated exposure management.
  • •Manage risk outcomes and credit metrics.
  • •Develop and communicate expected vs. unexpected credit losses to business leaders.
  • •Continuously improve credit risk management capabilities by optimizing integration/usage of credit bureaus and financial data, and testing new data sources.
  • •Ensure risk management capabilities align with business strategy and growth initiatives, and maintain adherence to local laws and regulations.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisabilityPaid LeaveHybrid Work

Key Requirements

  • •5+ years in an analytical role driving decisioning with data.
  • •Proficiency in SQL and experience working with databases and Excel.
  • •Programming experience in Python is preferred.
  • •Experience/familiarity using credit bureau data and financial documents (balance sheet, income/financial statements, bank statements, AP/AR files) in credit assessment.
  • •English fluency required; conversational Japanese proficiency required (fluency preferred).
Experience:Credit cardsCredit riskCredit bureau dataConsumer and commercial lending
Education:Bachelor's in Computer Science, Math, Statistics, Engineering, Economics, or similar quantitative field of study
Skills:Relationship buildingCommunicationPresentationInfluencingDecision-making
Languages:EnglishJapanese
Tech Stack:SQLExcelPythonMachine Learning

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn