Staff / Lead Backend Engineer, Payments Platform

Xero
San Mateo
Workplace: HybridFull timeUSD 206,600 - 258,200 annuallyFunction: Software EngineeringSkills: ["Leadership","Mentoring","Problem-solving","Agile execution","Cross-functional collaboration"]

Shape the technical foundation for global money movement capabilities by designing and building reliable, scalable, high-throughput backend services. Lead payments platform initiatives such as orchestration, fraud/risk, and multi-provider integrations, and help deliver a global bill payment product. Partner with product, security, risk, and operations to translate complex needs into resilient systems, while integrating AI capabilities to improve developer workflows.

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FursaFursa
Xero
Xero
1 month ago

Staff / Lead Backend Engineer, Payments Platform

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 9 hours agoStatus: Live

Job Summary

Shape the technical foundation for global money movement capabilities by designing and building reliable, scalable, high-throughput backend services. Lead payments platform initiatives such as orchestration, fraud/risk, and multi-provider integrations, and help deliver a global bill payment product. Partner with product, security, risk, and operations to translate complex needs into resilient systems, while integrating AI capabilities to improve developer workflows.
Location: San Mateo
Workplace: Hybrid
Employment Type: Full time
Job Function: Software Engineering
Seniority: Mid level

Key Responsibilities

  • •Design and develop reliable, scalable, performant, secure backend services for money movement capabilities.
  • •Build payments platform capabilities including orchestration, risks & fraud, and multi-provider integrations.
  • •Develop a global bill payment product to streamline how small businesses manage cash flow.
  • •Deliver core high-throughput platform services and ensure operational excellence.
  • •Integrate and champion AI capabilities to accelerate engineering productivity and enhance developer workflows.

Pay and Benefits

Salary: USD 206,600 - 258,200 annually
Equity and Bonus:Equity
Perks:Health InsuranceDentalVision401kPaid LeavePaid HolidaysParental Leave

Key Requirements

  • •Proven delivery of highly available distributed backend systems and high-throughput services under real-world constraints.
  • •Strong system architecture and API design experience, including SQL and NoSQL databases.
  • •Proficiency with modern backend stacks including C#, Java, Golang, or C++, and experience with AWS or other cloud-native platforms.
  • •Hands-on mindset contributing directly to production code, proof-of-concepts, and technical deep dives.
  • •Ability to lead technically by setting direction and mentoring engineers, with experience driving agile execution.
Experience:Fintech
Skills:LeadershipMentoringProblem-solvingAgile executionCross-functional collaboration
Tech Stack:C#JavaGolangC++AWSSQLNoSQLAIArtificial intelligence

Company Brief

Xero
Provides cloud-based accounting, payroll, and financial management software for small and medium-sized businesses, enabling invoicing, bank reconciliation, reporting, and integrations with third-party apps globally.
Industry: Enterprise Software
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Wellington, New Zealand
Founded: 2006
WebsiteLinkedIn