Credit Officer II - SBA

Fifth Third Bancorp
Ohio
Workplace: RemoteFull timeUSD 71,100 - 145,900 annuallyFunction: Banking, Lending & CreditExperience: 2+ yearsSkills: ["Attention to detail","Organizational skills","Communication","Mentoring","Risk management"]

Review and decide small business SBA loan applications in a centralized underwriting environment for complex loans. Spread and analyze borrower financial statements, global cash flow, and balance sheets; write credit evaluations and identify risks and mitigation. Collaborate with Sales to structure loans aligned with risk appetite, conduct due diligence, and negotiate terms with loan originators. Mentors teammates and improves credit/portfolio monitoring processes and related software.

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Fifth Third Bancorp
Fifth Third Bancorp
3 days ago

Credit Officer II - SBA

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Last checked: 9 hours agoStatus: Live

Job Summary

Review and decide small business SBA loan applications in a centralized underwriting environment for complex loans. Spread and analyze borrower financial statements, global cash flow, and balance sheets; write credit evaluations and identify risks and mitigation. Collaborate with Sales to structure loans aligned with risk appetite, conduct due diligence, and negotiate terms with loan originators. Mentors teammates and improves credit/portfolio monitoring processes and related software.
Location: Ohio
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review and decide small business SBA loan applications using underwriting criteria in a centralized environment.
  • •Analyze borrower financial statements (including global cash flow and balance sheets) for SBA loans up to $5 million.
  • •Prepare written evaluations of customers’ financial conditions and future outlooks, identifying risks and mitigation.
  • •Collaborate with Sales to develop loan structures aligned with customer needs and organizational risk appetite.
  • •Assist and mentor teammates through the loan decision process, including identifying opportunities for process improvements and due diligence items.

Pay and Benefits

Salary: USD 71,100 - 145,900 annually

Key Requirements

  • •At least two (2) years of experience in underwriting, portfolio monitoring, or similar business loan analysis.
  • •Basic knowledge of commercial lending and credit standards, policies, procedures, and products.
  • •Strong attention to detail and organizational skills.
  • •Ability to clearly communicate concepts verbally and in writing.
  • •Proficiency in all Microsoft Office applications.
Experience:2+ yearsCommercial lendingSBA lending
Education:
Skills:Attention to detailOrganizational skillsCommunicationMentoringRisk management
Tech Stack:Microsoft Office

Company Brief

Fifth Third Bancorp
Fifth Third Bancorp is a diversified bank holding company offering consumer, commercial, and wealth management services. Through its banking subsidiaries, it provides deposits, lending, treasury management, payments, and investment solutions across the Midwest and Southeast.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Cincinnati, United States
Founded: 1858
Glassdoor
Glassdoor: 3.7
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