Specialist, Credit Management

First Abu Dhabi Bank
Abu Dhabi
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 5-7 yearsEducation: bachelorsSkills: ["Communication","Writing","Ethical judgment","Attention to detail"]

Conduct detailed credit assessment and approval for business and investment financing secured by residential and/or commercial real estate. Review and analyze audited financial statements, credit reports, collateral details, and financial ratios to produce underwriting-quality credit assessment memos. Manage a client portfolio with ongoing monitoring, covenant adherence, delinquencies/early warnings, restructuring reviews, and documentation accuracy, while coordinating with internal stakeholders to meet SLAs.

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FursaFursa
First Abu Dhabi Bank
First Abu Dhabi Bank
22 hours ago

Specialist, Credit Management

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Source: Company careers pageValidated by: Fursa AI
Last checked: 12 hours agoStatus: Live
Reposted: similar role first listed 6 months ago

Job Summary

Conduct detailed credit assessment and approval for business and investment financing secured by residential and/or commercial real estate. Review and analyze audited financial statements, credit reports, collateral details, and financial ratios to produce underwriting-quality credit assessment memos. Manage a client portfolio with ongoing monitoring, covenant adherence, delinquencies/early warnings, restructuring reviews, and documentation accuracy, while coordinating with internal stakeholders to meet SLAs.
Location: Abu Dhabi
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review, analyze, and recommend loan proposals aligned with approved credit policies, procedures, and market dynamics; produce credit assessment memos for underwriting.
  • •Manage an allocated client portfolio with timely annual reviews, monitoring delinquencies/early warnings, covenant adherence, and documentary deferrals; engage business counterparts on credit issues.
  • •Assess and analyze borrower financial statements, credit history/credit reports, system checks, collateral details, and financial ratios to ensure accurate underwriting and repayment capacity.
  • •Analyze restructuring requests and recommend actions in line with bank policy and TM-RAC; review/approve deferral or waiver requests considering credit risk.
  • •Ensure completeness and accuracy of credit documentation; maintain departmental MIS and ensure approved loan documents are complete and stored appropriately.

Key Requirements

  • •Bachelor’s degree, preferably in Finance/Banking/Commerce.
  • •5-7 years of corporate/SME credit or banking experience.
  • •In-depth understanding of regulatory and internal bank policies.
  • •Ability to analyze audited financial statements, bank statements, rental roll reports, collateral details, and credit history/credit reports.
  • •Strong communication and writing skills for preparing and submitting credit proposals to approving authorities.
Experience:5-7 yearsCorporate creditSME creditBankingReal estate lending
Education:Bachelor's in Finance/Banking/Commerce
Skills:CommunicationWritingEthical judgmentAttention to detail

Company Brief

First Abu Dhabi Bank
First Abu Dhabi Bank (FAB) is the UAE’s largest bank, offering retail, corporate, investment banking, wealth and Islamic banking services across multiple continents, formed by the 2017 merger of First Gulf Bank and National Bank of Abu Dhabi.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 2017
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