Senior Credit Documentation Officer

Abu Dhabi Islamic Bank
Abu Dhabi
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 7-10 yearsSkills: ["Communication","Analytical ability","Independent work"]

Review and scrutinize customer credit exposures to ensure compliance with credit policies, documentation standards, and approvals prior to releasing disbursed limits. Prepare and review facility, agreement, and security documents, ensure systems are updated with risk ratings, expiries, and collateral details, and support audits and credit reviews. Maintain legally enforceable charge documentation, safe custody of documents, handle security request release, and monitor and report exceptions and Central Bank exposure.

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FursaFursa
Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank
15 hours ago

Senior Credit Documentation Officer

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Source: Company careers pageValidated by: Fursa AI
Last checked: 6 hours agoStatus: Live

Job Summary

Review and scrutinize customer credit exposures to ensure compliance with credit policies, documentation standards, and approvals prior to releasing disbursed limits. Prepare and review facility, agreement, and security documents, ensure systems are updated with risk ratings, expiries, and collateral details, and support audits and credit reviews. Maintain legally enforceable charge documentation, safe custody of documents, handle security request release, and monitor and report exceptions and Central Bank exposure.
Location: Abu Dhabi
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Ensure terms and conditions of credit approvals are met and required securities/documents are obtained before releasing limits; process waiver/deferral on record if not met.
  • •Prepare and review facility agreements/security documents to ensure compliance with legal standards, credit policies, and approvals under the Team leader’s supervision.
  • •Timely update systems with credit-related information such as risk ratings, expiry dates, and collateral details.
  • •Assist the Team Leader in implementing credit review/audit recommendations and support completion of assigned projects.
  • •Identify and log irregularities/deviations/exceptions for tracking and monitoring; report overdue exceptions monthly and provide customer exposure details to the Central Bank.

Key Requirements

  • •7–10 years of banking experience, with 3+ years’ experience in credit documentation and operations.
  • •Thorough understanding of the bank’s policies and product knowledge.
  • •Thorough understanding of Islamic credit products.
  • •Good understanding of technological issues with analytical ability and PC skills.
  • •Effective communication skills in English and preferably knowledge in Arabic.
Experience:7-10 yearsBankingIslamic financeCredit documentation
Skills:CommunicationAnalytical abilityIndependent work
Languages:EnglishArabic

Company Brief

Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) is a public Islamic bank providing retail, corporate, wealth and investment banking services across the UAE and international markets, offering Sharia-compliant financial products and digital banking solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 1997
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