Principal Associate, Data Scientist - Card Finance Innovation Team

Discover Financial
United States
Workplace: OnsiteFull timeUSD 161,800 - 184,600 annuallyFunction: Data Science & Machine LearningSkills: ["Customer focus","Communication","Problem-solving","Interpersonal skills"]

Build and deploy a next-generation Card Finance forecasting ecosystem that powers monthly outlooks, annual budgets, and long-term planning. Partner with data scientists, software engineers, and product managers to deliver customer-impacting products. Apply machine learning end-to-end—design, training, evaluation, validation, and implementation—while using a modern stack including Python, OneLake, Snowflake, AWS, and Spark.

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Discover Financial
Discover Financial
4 weeks ago

Principal Associate, Data Scientist - Card Finance Innovation Team

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Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live

Job Summary

Build and deploy a next-generation Card Finance forecasting ecosystem that powers monthly outlooks, annual budgets, and long-term planning. Partner with data scientists, software engineers, and product managers to deliver customer-impacting products. Apply machine learning end-to-end—design, training, evaluation, validation, and implementation—while using a modern stack including Python, OneLake, Snowflake, AWS, and Spark.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Partner with cross-functional teams of data scientists, software engineers, and product managers to deliver customer-loved products.
  • •Power the Card Finance forecasting engine, supporting monthly outlooks, annual budgets, and long-term strategic planning.
  • •Architect and deploy a next-generation forecasting ecosystem using a modern technology stack.
  • •Build machine learning models across development phases, including evaluation, validation, and implementation.
  • •Translate analytical complexity into tangible business goals for customers and stakeholders.

Pay and Benefits

Salary: USD 161,800 - 184,600 annually

Key Requirements

  • •Bachelor’s in a quantitative field plus 5 years of data analytics experience, or a Master’s in a quantitative field (or MBA with quantitative concentration) plus 3 years of data analytics experience, or a PhD in a quantitative field.
  • •Experience building machine learning models across design, training, evaluation, validation, and implementation.
  • •At least 3 years of experience in Python, Scala, or R.
  • •At least 3 years of experience with SQL.
  • •At least 1 year of experience working with AWS.
Experience:Financial servicesCredit cards
Education:
Skills:Customer focusCommunicationProblem-solvingInterpersonal skills
Tech Stack:PythonCondaAWSH2OSparkOneLakeSnowflakeScalaRSQL

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn