Credit Risk Management Analyst

American Express
Mexico City
Workplace: HybridFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Analytical thinking","Problem-solving","Thought leadership","Project management","Stakeholder management","Relationship building","Independent work","Attention to detail"]

Lead credit risk deep-dive analytics for consumer card and related portfolios by developing and optimizing SQL-based code to extract information from large databases. Apply advanced analytics to monitor credit performance metrics, diagnose trends, and identify emerging risks and opportunities. Partner with Risk Management, Operations, and Marketing teams to design and improve approved credit strategies across the customer lifecycle, while presenting insights to managers and directors.

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FursaFursa
American Express
American Express
1 month ago

Credit Risk Management Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 30 minutes agoStatus: Live

Job Summary

Lead credit risk deep-dive analytics for consumer card and related portfolios by developing and optimizing SQL-based code to extract information from large databases. Apply advanced analytics to monitor credit performance metrics, diagnose trends, and identify emerging risks and opportunities. Partner with Risk Management, Operations, and Marketing teams to design and improve approved credit strategies across the customer lifecycle, while presenting insights to managers and directors.
Location: Mexico City
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Design, develop, and implement risk strategies and initiatives to profitably grow consumer card business while controlling net loss provision.
  • •Monitor and interpret key credit performance metrics, diagnosing problems and identifying opportunities for improvement or corrections.
  • •Run ad hoc analytics and conduct independent risk assessments to uncover emerging risks and performance issues.
  • •Leverage industry best practices and data assets to improve risk strategy and processes, including credit strategies across the customer lifecycle.
  • •Generate and optimize SQL-based programming code for extraction and analysis from large databases, including exploratory data analysis and visualization.

Pay and Benefits

Perks:Health InsuranceDentalVisionLife InsuranceDisability InsuranceParental LeaveHybrid WorkLearning BudgetWellness Stipend

Key Requirements

  • •Bachelor’s degree required in a quantitative field such as Actuarial Science, Economics, Data Science, Math, Physics, Statistics, Computer Engineering, or similar.
  • •Exceptional analytical and problem-solving skills with experience leading and performing data analytics.
  • •Advanced SQL proficiency required; Python experience preferred.
  • •Advanced English and Spanish communication skills to present analytical findings and recommendations.
  • •Ability to manage multiple projects, work independently, and collaborate effectively across large cross-functional teams.
Education:Bachelor's
Skills:Analytical thinkingProblem-solvingThought leadershipProject managementStakeholder managementRelationship buildingIndependent workAttention to detail
Languages:EnglishSpanish
Tech Stack:SQLPython

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn