Director Credit Risk Management

American Express
Mexico City
Workplace: HybridFull timeFunction: Banking, Lending & CreditSkills: ["Leadership","Communication","Analytical thinking","Stakeholder management","Problem-solving"]

Own end-to-end underwriting strategies for new accounts in Mexico to grow consumer and commercial businesses while controlling net loss provision. Lead credit risk strategy across the customer lifecycle, partnering with Risk, Operations, and Marketing to enhance customer experience and regulatory adherence. Manage relationships and data strategy with credit bureaus and data providers, use analytics to monitor credit performance indicators, and drive proactive threat/opportunity identification. Lead and develop a team of managers and analysts.

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FursaFursa
American Express
American Express
1 day ago

Director Credit Risk Management

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Own end-to-end underwriting strategies for new accounts in Mexico to grow consumer and commercial businesses while controlling net loss provision. Lead credit risk strategy across the customer lifecycle, partnering with Risk, Operations, and Marketing to enhance customer experience and regulatory adherence. Manage relationships and data strategy with credit bureaus and data providers, use analytics to monitor credit performance indicators, and drive proactive threat/opportunity identification. Lead and develop a team of managers and analysts.
Location: Mexico City
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Director level

Key Responsibilities

  • •Own end-to-end underwriting strategies for new accounts in Mexico to drive profitable growth while controlling net loss provision.
  • •Collaborate with business partners to improve customer experience and strengthen regulatory and compliance adherence.
  • •Develop and implement credit risk strategies and processes, including data strategy with credit bureaus and other information providers.
  • •Monitor key credit performance indicators, diagnose issues, perform ad hoc analytics, and conduct independent risk assessments to identify emerging risks.
  • •Lead and inspire managers and analysts, with responsibility for hiring, training, development, and performance assessment.

Pay and Benefits

Perks:Annual BonusHealth InsuranceDentalVisionLife InsuranceDisability BenefitsParental Leave

Key Requirements

  • •7+ years of experience in credit risk management with deep understanding of consumer and commercial businesses, the credit lifecycle, underwriting strategies, and credit metrics.
  • •Demonstrated people leadership skills, including independently driving strategies and making sound decisions.
  • •Strong analytical skills with an innovative approach to solving practical and theoretical problems.
  • •Ability to build strong cross-functional relationships, influence stakeholders, and operate effectively in large teams.
  • •Excellent written and verbal communication skills to synthesize key points and influence decision-making; employment is conditioned on a successful background verification check.
Experience:Fintech
Skills:LeadershipCommunicationAnalytical thinkingStakeholder managementProblem-solving
Tech Stack:Analytics

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn