Credit Risk Analyst

Ebury
Düsseldorf
Workplace: HybridFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Analytical thinking","Problem-solving","Communication","Ability to explain complex concepts","Results-driven mindset"]

Analyze SME clients and prospects to support supplier payment financing and currency trading decisions. Prepare submissions and present recommendations to the Credit Committee while monitoring an existing client portfolio and managing a personal work pipeline. Work with front office and operations to ensure clear communication and a smooth client experience, and help evolve automated risk modelling and adapt processes to local markets.

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FursaFursa
Ebury
Ebury
20 hours ago

Credit Risk Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 49 minutes agoStatus: Live
Reposted: similar role first listed 2 months ago

Job Summary

Analyze SME clients and prospects to support supplier payment financing and currency trading decisions. Prepare submissions and present recommendations to the Credit Committee while monitoring an existing client portfolio and managing a personal work pipeline. Work with front office and operations to ensure clear communication and a smooth client experience, and help evolve automated risk modelling and adapt processes to local markets.
Location: Düsseldorf
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Support and report to the Regional Head of Credit Risk and handle ad hoc requests from the Global Head of Credit Risk.
  • •Perform detailed credit analysis for granting supplier payment financing and currency trading products.
  • •Present and defend credit committee recommendations to senior management.
  • •Monitor an existing client portfolio and manage risk-to-reward considerations.
  • •Contribute to automated risk modelling and adapt credit processes to local markets while coordinating with front office and operations.

Pay and Benefits

Perks:Annual BonusHealth InsuranceSocial Benefits

Key Requirements

  • •A university degree in Accounting, Economics, Finance, Mathematics or similar.
  • •Fluency in German and English.
  • •Ability to read German management accounts (BWA, SuSa).
  • •Full understanding of balance sheet, P&L, and cash flow.
  • •Experience in SME credit underwriting or financial analysis to assess an entity’s creditworthiness.
Experience:FintechSME credit underwritingFinancial analysis
Education:Bachelor's
Skills:Analytical thinkingProblem-solvingCommunicationAbility to explain complex conceptsResults-driven mindset
Languages:GermanEnglish
Tech Stack:ExcelVBAMacros

Company Brief

Ebury
Provides international payments, FX, and treasury solutions for SMEs and mid-market companies, enabling cross-border transactions, multi-currency accounts, and financing services to support global trade and cash flow management.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Growth: Established Company
Funding: Private Equity Backed
Headquarters: London, United Kingdom
Founded: 2009
WebsiteLinkedIn