Backend Architect - Pay&Card Tech

Architect and build end-to-end backend systems for card issuing and card lifecycle management. Lead technical design and implementation of card certification and onboarding flows for Visa, MasterCard, Apple Pay, and Google Pay. Define system architecture, service boundaries, and integration patterns for card platform services, ensuring reliability, scalability, and compliance. Partner with product and compliance teams and establish engineering best practices, code quality standards, and technical documentation.