Senior Financial Crime Investigator - Business Banking

Monzo Bank
United Kingdom
Workplace: RemoteFull timeGBP 31,100 - 39,350Function: Banking, Lending & CreditSkills: ["Investigative research","Attention to detail","Leadership","Process improvement","Adaptability"]

Investigate complex financial crime within Monzo’s Business Banking domain, including enhanced due diligence for high-risk businesses and multi-jurisdictional money muling cases. Write and submit high-quality SARs to the National Crime Agency while meeting evidential and legal standards. Maintain core investigative SLAs, coach investigators on complex typologies, and partner with Operations Analysts to embed updated guidance across the risk-focused lifecycle.

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Monzo Bank
Monzo Bank
4 days ago

Senior Financial Crime Investigator - Business Banking

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Last checked: 12 hours agoStatus: Live
Reposted: similar role first listed 5 months ago

Job Summary

Investigate complex financial crime within Monzo’s Business Banking domain, including enhanced due diligence for high-risk businesses and multi-jurisdictional money muling cases. Write and submit high-quality SARs to the National Crime Agency while meeting evidential and legal standards. Maintain core investigative SLAs, coach investigators on complex typologies, and partner with Operations Analysts to embed updated guidance across the risk-focused lifecycle.
Location: United Kingdom
Workplace: Remote
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Own the most complex financial crime Business Banking tasks, including Enhanced Due Diligence (EDD) for high-risk businesses and Complex Customer Reviews.
  • •Write, review, and submit high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA) to the highest legal and evidential standards.
  • •Maintain a regular schedule on core investigative tasks to support domain Service Level Agreements (SLAs) and stay aligned with frontline challenges.
  • •Coach investigators on complex financial crime typologies, best practice, and performance improvement.
  • •Collaborate with Operations Analysts to share emerging trends and ensure operational guidance is continuously updated and embedded.

Pay and Benefits

Salary: GBP 31,100 - 39,350
Perks:Learning BudgetRemote Work

Key Requirements

  • •Deep KYB & AML expertise, with significant end-to-end business due diligence (KYB/EDD) and complex investigations in a regulated financial setting.
  • •Strong research and investigative skills using open-source intelligence to corroborate customer profiles and transactional activity.
  • •Knowledge of UK and international financial crime regulations and typologies, including the UK SAR regime.
  • •Ability to work in a fast-paced environment, adapting to shifting priorities, new guidance, and process changes on short notice.
  • •Leadership and improvement mindset, ideally including mentoring experience, escalating process improvements, or a relevant qualification (such as ICA or ACAMS).
Experience:AMLKYBFinancial crimeBusiness bankingRegulated financial servicesSAR investigations
Skills:Investigative researchAttention to detailLeadershipProcess improvementAdaptability
Certifications:ICAACAMS

Company Brief

Monzo Bank
Monzo is a UK-based digital bank offering mobile-first current accounts, savings, business banking, and financial tools focused on transparency, low fees, and real-time money management for consumers and small businesses.
Industry: Neobanking
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Valuation: Unicorn (USD 1B+)
Funding: Series E+
Headquarters: London, United Kingdom
Founded: 2015
WebsiteLinkedIn