Prosperity Bancshares

3 months ago

Commercial Credit Risk Review Analyst - Bellaire or Victoria

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Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 13 hours agoStatus: Live

Job Summary

Analyze commercial loan relationships by conducting systematic loan reviews to assess credit quality and compliance with established policies. Identify credit risk, assign credit risk grades, and recommend grade changes supported by analyses such as cash flow, balance sheet, trend, and collateral valuation. Review loans at approval/origination, prepare for quarterly board loan review meetings, and support monitoring using target-risk loan data reports.

Location: Victoria

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Conduct independent loan reviews to assess credit quality and policy compliance for existing commercial loans.
•Compile and input loan and financial data into loan review forms for reporting.
•Perform cash flow, balance sheet, trend, and collateral valuation analyses to support credit grade determinations.
•Recommend credit risk grades with supporting reasons and identify documentation and policy exceptions.
•Prepare for quarterly board loan review meetings and assist with analysis, monitoring, and grade changes using target-risk loan data reports.

Key Requirements

•Bachelor’s degree in Business Administration, Accounting, or Finance with a minimum of 12 hours of accounting.
•Minimum 2 years’ experience in commercial credit areas of banking is preferred.
•Strong analytical and detail-oriented skills.
•Working knowledge of Excel, MS Word, and database applications.
•Ability to learn new software applications and adhere to policies, procedures, and compliance regulations.

Experience:2+ yearsBankingCommercial credit

Education:Bachelor's in Business Administration, Accounting or Finance

Skills:AnalyticalDetail orientedCommunicationIndependent work

Tech Stack:ExcelMS WordDatabase applications

Company Brief

Prosperity Bancshares

Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Houston, United States

Founded: 1983

Website LinkedIn

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Prosperity Bancshares

3 months ago

Commercial Credit Risk Review Analyst - Bellaire or Victoria

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 13 hours agoStatus: Live

Job Summary

Location: Victoria

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Conduct independent loan reviews to assess credit quality and policy compliance for existing commercial loans.
•Compile and input loan and financial data into loan review forms for reporting.
•Perform cash flow, balance sheet, trend, and collateral valuation analyses to support credit grade determinations.
•Recommend credit risk grades with supporting reasons and identify documentation and policy exceptions.
•Prepare for quarterly board loan review meetings and assist with analysis, monitoring, and grade changes using target-risk loan data reports.

Key Requirements

•Bachelor’s degree in Business Administration, Accounting, or Finance with a minimum of 12 hours of accounting.
•Minimum 2 years’ experience in commercial credit areas of banking is preferred.
•Strong analytical and detail-oriented skills.
•Working knowledge of Excel, MS Word, and database applications.
•Ability to learn new software applications and adhere to policies, procedures, and compliance regulations.

Experience:2+ yearsBankingCommercial credit

Education:Bachelor's in Business Administration, Accounting or Finance

Skills:AnalyticalDetail orientedCommunicationIndependent work

Tech Stack:ExcelMS WordDatabase applications

Company Brief

Prosperity Bancshares

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Houston, United States

Founded: 1983

Website LinkedIn