Commercial Credit Risk Review Analyst - Bellaire or Victoria

Prosperity Bancshares
Victoria
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Analytical","Detail oriented","Communication","Independent work"]

Analyze commercial loan relationships by conducting systematic loan reviews to assess credit quality and compliance with established policies. Identify credit risk, assign credit risk grades, and recommend grade changes supported by analyses such as cash flow, balance sheet, trend, and collateral valuation. Review loans at approval/origination, prepare for quarterly board loan review meetings, and support monitoring using target-risk loan data reports.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Prosperity Bancshares
Prosperity Bancshares
4 months ago

Commercial Credit Risk Review Analyst - Bellaire or Victoria

âś“ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 13 hours agoStatus: Live
Reposted: similar role first listed 4 months ago

Job Summary

Analyze commercial loan relationships by conducting systematic loan reviews to assess credit quality and compliance with established policies. Identify credit risk, assign credit risk grades, and recommend grade changes supported by analyses such as cash flow, balance sheet, trend, and collateral valuation. Review loans at approval/origination, prepare for quarterly board loan review meetings, and support monitoring using target-risk loan data reports.
Location: Victoria
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Conduct independent loan reviews to assess credit quality and policy compliance for existing commercial loans.
  • •Compile and input loan and financial data into loan review forms for reporting.
  • •Perform cash flow, balance sheet, trend, and collateral valuation analyses to support credit grade determinations.
  • •Recommend credit risk grades with supporting reasons and identify documentation and policy exceptions.
  • •Prepare for quarterly board loan review meetings and assist with analysis, monitoring, and grade changes using target-risk loan data reports.

Key Requirements

  • •Bachelor’s degree in Business Administration, Accounting, or Finance with a minimum of 12 hours of accounting.
  • •Minimum 2 years’ experience in commercial credit areas of banking is preferred.
  • •Strong analytical and detail-oriented skills.
  • •Working knowledge of Excel, MS Word, and database applications.
  • •Ability to learn new software applications and adhere to policies, procedures, and compliance regulations.
Experience:2+ yearsBankingCommercial credit
Education:Bachelor's in Business Administration, Accounting or Finance
Skills:AnalyticalDetail orientedCommunicationIndependent work
Tech Stack:ExcelMS WordDatabase applications

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn