Product Management Director - Deposits

USAA
San Antonio, Phoenix, Charlotte, Plano
Workplace: OnsiteFull timeUSD 143,320 - 273,930 annuallyFunction: Executive & General ManagementEducation: bachelorsSkills: ["Advanced analytics","Data visualization","Storytelling with data","Executive communication","Cross-functional collaboration","Strategic planning","Forecasting"]

Drive and evolve the product vision, multi-year roadmap, and go-to-market strategy for USAA’s “Safety Net” overdraft service and Deposit fees. Use analytics to interpret performance, forecast outcomes, and recommend market opportunities, product enhancements, and build/buy/partner decisions. Serve as the product SME, coordinate cross-functional partners across risk, compliance, finance, operations, and marketing, and ensure regulatory-aligned product execution across the overdraft/fee lifecycle.

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FursaFursa
USAA
USAA
2 days ago

Product Management Director - Deposits

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Last checked: 10 hours agoStatus: Live

Job Summary

Drive and evolve the product vision, multi-year roadmap, and go-to-market strategy for USAA’s “Safety Net” overdraft service and Deposit fees. Use analytics to interpret performance, forecast outcomes, and recommend market opportunities, product enhancements, and build/buy/partner decisions. Serve as the product SME, coordinate cross-functional partners across risk, compliance, finance, operations, and marketing, and ensure regulatory-aligned product execution across the overdraft/fee lifecycle.
Location: San Antonio, Phoenix, Charlotte, Plano
Workplace: Onsite
Employment Type: Full time
Job Function: Executive & General Management
Seniority: Director level

Key Responsibilities

  • •Drive and evolve the product vision, strategy, and multi-year roadmap for overdraft service, overdraft protection (ODP), and related deposit fees.
  • •Interpret performance results to inform product and sales forecast and planning; monitor product performance metrics to recommend enhancements.
  • •Lead overdraft and fee innovation aligned to business objectives, risk appetite, and regulatory expectations.
  • •Develop and evaluate recommendations for new product launches and make buy/build/partner decisions.
  • •Coordinate with control partners (Legal, Compliance, Credit Risk, Risk Management) to ensure compliant design, implementation, and management of product offerings.

Pay and Benefits

Salary: USD 143,320 - 273,930 annually
Perks:Health InsuranceDentalVision401kPensionLife InsuranceParental BenefitsAdoption AssistancePaid LeavePaid HolidaysVolunteer HoursWellness Stipend

Key Requirements

  • •Bachelor’s degree in Business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education/experience.
  • •6+ years of relevant industry experience in Consumer or Retail Banking, Marketing, Banking Sales and Service, Finance/Accounting, or Operations.
  • •3+ years of Deposit product management, Deposit Fee/Revenue Management, or similar strategic management experience.
  • •Advanced analytical skills to monitor and report performance trends, using data visualization tools such as Tableau, Excel graphs, and PowerPoint summaries.
  • •Knowledge of applicable banking laws and regulations for overdraft/ODP and deposit fees, specifically UDAAP and Reg E.
  • •6+ years of relevant industry experience in Consumer or Retail Banking, Marketing, Banking Sales and Service, Finance/Accounting, or Operations.
Experience:Consumer bankingRetail bankingBanking salesBanking serviceDeposit product managementDeposit fee managementRevenue managementFinancial servicesRisk and complianceMarket research
Education:Bachelor's in Business, Marketing, Supply Chain, or Statistics
Skills:Advanced analyticsData visualizationStorytelling with dataExecutive communicationCross-functional collaborationStrategic planningForecasting
Tech Stack:TableauExcelPower PointPowerPointAIData visualization

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

USAA
Provides insurance, banking, investment, and financial services to U.S. military members, veterans, and their families. Best known for auto, home, life insurance, and member-focused digital banking products.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: San Antonio, United States
Founded: 1922
WebsiteLinkedIn