Commercial Credit Underwriter (Full Time) - TP Castle Hills

Prosperity Bancshares
San Antonio
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Planning","Organization","Independent work","Written communication","Verbal communication","Multitasking","Maintaining confidentiality"]

Perform quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risk for new and existing client relationships and help structure loans to mitigate those risks. Prepare written credit memorandums and presentations summarizing loan opportunities, associated risks, and recommended loan structures with minimal turnaround time. Identify high-risk credit situations and take action to protect the bank.

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Prosperity Bancshares
Prosperity Bancshares
15 hours ago

Commercial Credit Underwriter (Full Time) - TP Castle Hills

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Source: Company careers pageValidated by: Fursa AI
Last checked: 15 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Perform quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risk for new and existing client relationships and help structure loans to mitigate those risks. Prepare written credit memorandums and presentations summarizing loan opportunities, associated risks, and recommended loan structures with minimal turnaround time. Identify high-risk credit situations and take action to protect the bank.
Location: San Antonio
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Analyze client financial statements, spreads, ratios, and broader industry/economic risks affecting loan repayment.
  • •Review credit issues with direction from loan officers and obtain additional information as required.
  • •Prepare written credit memorandums summarizing lending opportunities, risks, and proposed loan structures.
  • •Explain how loan structures mitigate identified risks.
  • •Identify high-risk credit situations and take appropriate action to protect the bank.

Key Requirements

  • •College degree in business or equivalent; or equivalent combination of education and experience, with coursework in accounting, finance, and financial statement analysis.
  • •Proficient in Microsoft Word, Excel, and PowerPoint.
  • •Ability to read, analyze, and interpret financial statements, industry data, and customer profiles.
  • •Ability to produce oral and written presentations and communicate effectively.
  • •Ability to apply quantitative concepts (trends, percentages, ratios, projections) and make judgments with limited guidance.
Education:Bachelor's
Skills:PlanningOrganizationIndependent workWritten communicationVerbal communicationMultitaskingMaintaining confidentiality
Tech Stack:Microsoft WordMicrosoft ExcelPowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn