Manager Regional WPB Underwriting and Valuation (UAE National)

HSBC
Dubai
Workplace: OnsiteFull timeFunction: Insurance & ActuarialExperience: 3+ yearsEducation: bachelorsSkills: ["Communication","Influencing","Organizational ability","Independence","Collaboration"]

Manage exceptional underwriting and approval workflows for high-value retail lending products, supporting end-to-end credit decisions across the UAE Retail Risk team. Implement credit policy changes in risk systems, perform day-to-day underwriting within regulatory and operational risk frameworks, and assess high-value exception cases with appropriate documentation and escalation. Produce monthly MI for growth and risk decisions, partner across Retail Risk Underwriting, FCCS, and regional teams, and support audit and NFRO requirements.

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FursaFursa
HSBC
HSBC
4 days ago

Manager Regional WPB Underwriting and Valuation (UAE National)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 16 hours agoStatus: Live

Job Summary

Manage exceptional underwriting and approval workflows for high-value retail lending products, supporting end-to-end credit decisions across the UAE Retail Risk team. Implement credit policy changes in risk systems, perform day-to-day underwriting within regulatory and operational risk frameworks, and assess high-value exception cases with appropriate documentation and escalation. Produce monthly MI for growth and risk decisions, partner across Retail Risk Underwriting, FCCS, and regional teams, and support audit and NFRO requirements.
Location: Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Insurance & Actuarial
Seniority: Manager level

Key Responsibilities

  • •Support timely, accurate implementation of Credit Policy changes in risk systems, participate in UAT, and cascade updates to specialist underwriters.
  • •Perform day-to-day underwriting by balancing risk and business needs while operating within regulatory and operational risk frameworks.
  • •Assess and process high-value exception cases across IWPB products in the UAE and Qatar, ensuring documentation and approvals.
  • •Monitor and manage exception volumes against recommended approval rates, escalating where required.
  • •Produce monthly management information (MI) and approve credit proposals within Personal Approval Authority, escalating above-limit cases with clear justification.

Pay and Benefits

Perks:Remote Work

Key Requirements

  • •Graduation degree is required for obtaining a UAE visa and work permit (with attestation/equivalency if from outside the UAE).
  • •Minimum 3 years of experience handling retail credit proposals, with good communication and influencing skills.
  • •Ability to understand and interpret documents, including financial statements, to approve or reject high-value loans.
  • •Sound knowledge of credit risk management and the business/operations aspects of the underwriting function.
  • •Demonstrated organizational/managerial ability with independence and authority to influence senior managers in business and risk functions.
Experience:3+ yearsRetail bankingMortgagesCredit riskWealth lendingException underwriting
Education:Bachelor's
Skills:CommunicationInfluencingOrganizational abilityIndependenceCollaboration
Tech Stack:Risk systemsCore banking systems

Eligibility

Nationality:UAE National

Company Brief

HSBC
Global banking and financial services organisation offering retail, commercial, corporate and investment banking, wealth management, and global markets services across Europe, Asia, the Americas and the Middle East.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 1865
Glassdoor
Glassdoor: 3.6
WebsiteLinkedIn