Quantitative Analyst II (Capital Structuring & Analytics)

Affirm
United States, Canada
Workplace: RemoteFull timeUSD 128,000 - 205,000 annuallyFunction: Capital Markets, Trading & QuantExperience: 2+ yearsSkills: ["Communication","Collaboration","Stakeholder management","Problem-solving","Proactive leadership"]

Join Affirm’s Quantitative Markets team to evaluate, structure, and price consumer asset-backed debt funding deals. Build and enhance capital structuring and pricing models for Affirm’s consumer loan portfolio, and develop quantitative forecasting models to predict loan performance. Partner across Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering to provide insights that improve funding strategies and merchant pricing.

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Affirm
Affirm
2 days ago

Quantitative Analyst II (Capital Structuring & Analytics)

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Last checked: 22 hours agoStatus: Live

Job Summary

Join Affirm’s Quantitative Markets team to evaluate, structure, and price consumer asset-backed debt funding deals. Build and enhance capital structuring and pricing models for Affirm’s consumer loan portfolio, and develop quantitative forecasting models to predict loan performance. Partner across Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering to provide insights that improve funding strategies and merchant pricing.
Location: United States, Canada
Workplace: Remote
Employment Type: Full time
Job Function: Capital Markets, Trading & Quant
Seniority: Mid level

Key Responsibilities

  • •Evaluate, structure, and price consumer asset-backed transactions with the Capital Markets team.
  • •Develop and enhance capital structuring and pricing models for Affirm’s consumer loan portfolio to support efficient deal execution.
  • •Build quantitative models to analyze and predict consumer loan performance.
  • •Provide insights on capital markets deals to cross-functional teams to improve funding strategy and merchant pricing.
  • •Partner across Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering to evaluate funding, product, and business decisions.

Pay and Benefits

Salary: USD 128,000 - 205,000 annually
Equity and Bonus:Equity
Perks:Health InsuranceDentalVisionEsppPaid LeaveFlexible Spending

Key Requirements

  • •2+ years of relevant experience structuring asset-backed transactions and/or building quantitative models and forecasting consumer loan performance.
  • •Experience with Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners.
  • •Experience using SQL, Python, or other scripting languages.
  • •Strong interpersonal and communication skills with the ability to collaborate and influence across teams.
  • •A proactive approach to driving projects in ambiguous environments and understanding the broader context of business decisions.
Experience:2+ years
Skills:CommunicationCollaborationStakeholder managementProblem-solvingProactive leadership
Languages:English
Tech Stack:SQLPythonIntexBloomberg

Company Brief

Affirm
Provides point-of-sale lending and buy-now-pay-later (BNPL) solutions for consumers and merchants, enabling installment payments, consumer financing, and embedded financial services through APIs and partnerships with retailers and platforms.
Industry: Lending
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: San Francisco, United States
Founded: 2012
WebsiteLinkedIn