Deputy MLRO (f/m/d)

Moss
Berlin, Munich
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceExperience: 3+ yearsSkills: ["Project management","Stakeholder management","Training","Compliance awareness","Ownership"]

Serve as deputy MLRO and deputy compliance officer within Moss’s small Compliance team, supporting second-line defense across AML/CTF, regulatory compliance (ZAG-MaRisk), and card-fraud risk. Own and strengthen card-fraud detection, investigations, SARs and EDD assessments, and improve chargeback/disputes. Develop the compliance management system, advise on new products, and use AI with n8n and Claude to scale AFC/compliance operations, while training KYC teams.

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Moss
Moss
1 day ago

Deputy MLRO (f/m/d)

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Last checked: 3 hours agoStatus: Live

Job Summary

Serve as deputy MLRO and deputy compliance officer within Moss’s small Compliance team, supporting second-line defense across AML/CTF, regulatory compliance (ZAG-MaRisk), and card-fraud risk. Own and strengthen card-fraud detection, investigations, SARs and EDD assessments, and improve chargeback/disputes. Develop the compliance management system, advise on new products, and use AI with n8n and Claude to scale AFC/compliance operations, while training KYC teams.
Location: Berlin, Munich
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Contribute to and quality-assure AFC risk analysis, MLRO reporting, and regulatory assessments; perform second-level controls and spot checks on AFC measures.
  • •Investigate and monitor transactions, file SARs, and assess EDDs as part of AML/CTF operations.
  • •Own and strengthen card-fraud detection and monitoring (including rule optimisation) and lead improvements to disputes and chargebacks.
  • •Develop and continuously improve the compliance management system and written procedures, including implementing the new EU AML Regulation.
  • •Use AI to improve compliance workflows and build/share automations (n8n-workflows and Claude skills), plus guide and train KYC Operations and other teams.

Pay and Benefits

Equity and Bonus:Equity
Perks:Learning Budget

Key Requirements

  • •3+ years hands-on experience in AML/financial crime/compliance, ideally in payments, e-money, fintech, or banking, including real casework and SAR reporting.
  • •Comprehensive knowledge of relevant Money Laundering Regulation (AMLR, GwG, FATF, EBA Guidelines).
  • •German and English at least C1 level, written and spoken.
  • •Proven track record of complex project management across multiple stakeholders.
  • •Nice to have: relevant compliance/fraud certification (e.g., CCP, CCO, ACAMS/CAMS) and/or direct exposure to card-scheme fraud and transaction-monitoring tooling.
Experience:3+ yearsFintechPaymentsE-moneyBankingAMLFinancial crime
Skills:Project managementStakeholder managementTrainingCompliance awarenessOwnership
Certifications:CCPCCOACAMSCAMS
Languages:GermanEnglish
Tech Stack:AIN8nClaudeSQLMetabase

Company Brief

Moss
Berlin-based fintech providing spend management software, corporate cards, invoice and expense automation for SMEs and finance teams, enabling real-time control of company spending and integrations with accounting/ERP systems.
Industry: Fintech Infrastructure
Company Size: Large (251 to 1,000 employees)
Growth: Scaleup
Valuation: USD 500M to 1B
Funding: Series B
Headquarters: Berlin, Germany
Founded: 2019
Glassdoor
Glassdoor: 3.4
WebsiteLinkedInGlassdoor