Business Director - Credit Analytics

Discover Financial
Richmond
Full timeUSD 209,500 - 263,000 annuallyFunction: Data Analytics & Business IntelligenceEducation: bachelorsSkills: ["Leadership","Mentoring","Problem-solving","Strategic influencing","Communication"]

Lead credit loss forecast challenge for multiple lines of business, reviewing and challenging forecast assumptions that drive quarterly allowance and annual stress testing estimates. Build analytics connecting forward-looking credit drivers to historical behavior, form and test hypotheses, and synthesize findings for executive leadership. Partner with loss forecast, model development/validation, finance, and credit accounting teams to improve ACL and CCAR outcomes while mentoring analysts and managing concurrent projects.

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Discover Financial
Discover Financial
1 month ago

Business Director - Credit Analytics

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Last checked: 6 hours agoStatus: Live

Job Summary

Lead credit loss forecast challenge for multiple lines of business, reviewing and challenging forecast assumptions that drive quarterly allowance and annual stress testing estimates. Build analytics connecting forward-looking credit drivers to historical behavior, form and test hypotheses, and synthesize findings for executive leadership. Partner with loss forecast, model development/validation, finance, and credit accounting teams to improve ACL and CCAR outcomes while mentoring analysts and managing concurrent projects.
Location: Richmond
Employment Type: Full time
Job Function: Data Analytics & Business Intelligence
Seniority: Director level

Key Responsibilities

  • •May manage or develop analysts and mentor associates to develop and retain talent
  • •Drive step-change improvements in credit forecast performance by linking credit trend drivers to historical behavior and creating/testing risk analytics
  • •Manage the credit forecast challenge process, including hypothesis formation, analytics design, data interrogation, and synthesis of takeaways for leadership
  • •Oversee multiple projects concurrently
  • •Collaborate across teams (loss forecast, model development, model validation, finance, credit accounting) to improve ACL and CCAR outcomes

Pay and Benefits

Salary: USD 209,500 - 263,000 annually

Key Requirements

  • •Bachelor’s degree
  • •At least 4 years performing quantitative analysis
  • •At least 4 years performing qualitative analysis
  • •At least 2 years of experience in people management
  • •At least 2 years of experience in project management
Experience:Financial servicesConsumer creditCredit riskRisk management
Education:Bachelor's
Skills:LeadershipMentoringProblem-solvingStrategic influencingCommunication

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn