Underwriter

Capchase
Islamabad, Lahore
Workplace: HybridFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Analytical skills","Attention to detail","Decision-making","Client relationship focus"]

Join Capchase’s Credit team as an Underwriter, reviewing borrowers’ credit profiles and applying a proprietary credit policy to approve credit quickly. You’ll assess risk using credit bureau and internal history, evaluate documentation and financial ratios, and ensure compliance via OFAC and KYC screening. The role supports vendor and channel partners in large transactions, records decision rationales, and helps drive fast, accurate credit decisions in a fast-growing fintech.

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Capchase
Capchase
10 hours ago

Underwriter

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Job Summary

Join Capchase’s Credit team as an Underwriter, reviewing borrowers’ credit profiles and applying a proprietary credit policy to approve credit quickly. You’ll assess risk using credit bureau and internal history, evaluate documentation and financial ratios, and ensure compliance via OFAC and KYC screening. The role supports vendor and channel partners in large transactions, records decision rationales, and helps drive fast, accurate credit decisions in a fast-growing fintech.
Location: Islamabad, Lahore
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Perform risk assessments for potential commercial borrowers using credit bureau information, internal borrowing history, and risk factors.
  • •Evaluate compliance requirements, including OFAC and KYC screening.
  • •Apply a proprietary credit policy to assign borrower ratings, credit limits, and loan features.
  • •Review borrower documents for accuracy and completeness and spread financial information to analyze standard ratios.
  • •Record loan application decisions with the basis for each decision and support colleagues in complex transactions.

Key Requirements

  • •3-5 years experience in commercial financial services with credit risk preferred.
  • •3+ years underwriting commercial borrowers.
  • •2+ years in a transactional operations environment with high-volume processing.
  • •Bachelor’s degree in finance, engineering, computer science, or a related discipline.
  • •Strong analytical skills and attention to detail, with experience in US commercial lending practices.
Experience:FintechSaaSB2B lendingCommercial lending
Education:Bachelor's
Skills:Analytical skillsAttention to detailDecision-makingClient relationship focus
Tech Stack:Salesforce

Company Brief

Capchase
Provides non-dilutive growth capital, embedded vendor financing and revenue-acceleration tools for B2B SaaS, cloud and hardware vendors, enabling vendors to offer installment payments while receiving upfront contract value.
Industry: Fintech Infrastructure
Company Size: Medium (51 to 250 employees)
Revenue: USD 50M to 100M
Growth: Scaleup
Funding: Series B
Headquarters: New York, United States
Founded: 2020
Glassdoor
Glassdoor: 3.4
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