Senior Credit Underwriter

Allianz
Baltimore
Workplace: OnsiteFull timeUSD 105,000 - 115,000 annuallyFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Decision-making","Communication","Customer relationship building","Portfolio management","Business/finance assessment"]

Decide and manage credit limit requests with high-quality underwriting decisions, turnaround-time awareness, and clear customer communication. Own a dedicated customer portfolio by steering it proactively, meeting customers and brokers, and coordinating calls to support risk business model goals. Partner with Commercial to manage loss ratios and profitability, and take part in RBM/IRP projects. Build cross-functional relationships and bring AI awareness to underwriting processes.

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FursaFursa
Allianz
Allianz
1 week ago

Senior Credit Underwriter

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 minutes agoStatus: Live
Reposted: similar role first listed 2 months ago

Job Summary

Decide and manage credit limit requests with high-quality underwriting decisions, turnaround-time awareness, and clear customer communication. Own a dedicated customer portfolio by steering it proactively, meeting customers and brokers, and coordinating calls to support risk business model goals. Partner with Commercial to manage loss ratios and profitability, and take part in RBM/IRP projects. Build cross-functional relationships and bring AI awareness to underwriting processes.
Location: Baltimore
Workplace: Onsite
Employment Type: Full time · Permanent
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Decide credit limit requests consistently and within required turnaround times based on available information and market knowledge.
  • •Own and proactively service a dedicated customer portfolio, meeting customers/brokers and organizing telephone conferences.
  • •Support Commercial in steering customer loss ratio and implement actions to restore or ensure portfolio profitability.
  • •Take responsibility for projects and initiatives related to RBM and IRP matters.
  • •Build relationships with other core functions and contribute to overall customer outcomes.

Pay and Benefits

Salary: USD 105,000 - 115,000 annually
Perks:401kHealth InsurancePaid Leave

Key Requirements

  • •Bachelor’s degree in economics, finance, or a related discipline.
  • •MBA or MS Finance preferred.
  • •4-7 years of experience in financial management in banking, credit insurance brokerage, or a credit insurance environment.
  • •Excellent computer skills with knowledge of financial software and spreadsheet packages.
  • •In-depth knowledge and experience in Allianz Trade underwriting, with demonstrated commercial awareness; basic AI awareness and enthusiasm for learning AI in business processes.
Experience:BankingFinancial managementCredit insuranceInsurance underwritingAI
Education:Bachelor's in economics, finance
Skills:Decision-makingCommunicationCustomer relationship buildingPortfolio managementBusiness/finance assessment
Tech Stack:Microsoft CopilotChatGPTArtificial IntelligenceGenAIAISpreadsheetsFinancial software

Company Brief

Allianz
Global insurance and financial services group offering property-casualty insurance, life and health insurance, asset management, and corporate risk solutions to individuals, businesses, and institutions across more than 70 countries.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Munich, Germany
Founded: 1890
WebsiteLinkedIn