Bank Credit Risk Analyst Senior - Real Estate Lending

USAA
San Antonio, Plano, Phoenix, Charlotte
Workplace: HybridFull timeUSD 127,310 - 243,340Function: Real Estate & Property ManagementExperience: 6+ yearsEducation: bachelorsSkills: ["Communication","Mentoring","Collaboration","Critical thinking","Continuous improvement"]

Leverage advanced credit risk analytics to assess real estate lending portfolio performance, identify emerging risks, and challenge assumptions across consumer and mortgage-related products. Build and improve quantitative risk frameworks, design sensitivity analyses, and deliver executive-ready risk reporting and insights. Partner with Risk, Finance, Modeling, Product, and Operations, enhance reporting and scalable analytics solutions, and mentor junior analysts to strengthen risk management across a large lending portfolio.

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FursaFursa
USAA
USAA
5 hours ago

Bank Credit Risk Analyst Senior - Real Estate Lending

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Last checked: 5 hours agoStatus: Live

Job Summary

Leverage advanced credit risk analytics to assess real estate lending portfolio performance, identify emerging risks, and challenge assumptions across consumer and mortgage-related products. Build and improve quantitative risk frameworks, design sensitivity analyses, and deliver executive-ready risk reporting and insights. Partner with Risk, Finance, Modeling, Product, and Operations, enhance reporting and scalable analytics solutions, and mentor junior analysts to strengthen risk management across a large lending portfolio.
Location: San Antonio, Plano, Phoenix, Charlotte
Workplace: Hybrid
Employment Type: Full time
Job Function: Real Estate & Property Management
Seniority: Manager level

Key Responsibilities

  • •Apply analytical rigor to manage and assess risks and opportunities across consumer portfolios and translate results into strategic solutions.
  • •Develop and improve complex analytical frameworks, analyze data and processes, and communicate insights to key stakeholders and leadership.
  • •Perform advanced quantitative analysis using internal and external data sources to bring structure to complex, ambiguous problems.
  • •Design, build, and maintain risk management frameworks for identification, measurement, and mitigation of risk; develop sensitivity analyses.
  • •Oversee risk reporting for management and committee oversight and provide coaching and mentoring to team members regarding analytics and risk management.

Pay and Benefits

Salary: USD 127,310 - 243,340
Perks:Health InsuranceDentalVision401kPensionLife InsuranceParental LeavePaid LeaveAdoption AssistanceVolunteer HoursWellness Stipend

Key Requirements

  • •Bachelor's degree in Business Management, Finance, Economics, Engineering, or Mathematics, OR 4 years of relevant education and/or experience.
  • •6 years of experience in an analytical field or leading risk management execution/assessments/advanced analytics, OR 4 years with an advanced degree in a quantitative, scientific, engineering, business, or technical field.
  • •2 years of prior analytical experience in a financial services or highly regulated environment.
  • •Experience developing and maintaining analytical reporting and applying critical thinking to support performance outcomes.
  • •Strong knowledge of current analytical coding languages such as Python, SAS, or SQL, and demonstrated awareness of relevant laws, rules, and regulations (e.g., OCC Heightened Standards).
Experience:6+ yearsFinancial servicesMortgageHome equity lendingConsumer lendingRisk analyticsFHA lending
Education:Bachelor's
Skills:CommunicationMentoringCollaborationCritical thinkingContinuous improvement
Tech Stack:PythonSASSQLVS Code

Eligibility

Visa:H1BTNF1STEM OPT
Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

USAA
Provides insurance, banking, investment, and financial services to U.S. military members, veterans, and their families. Best known for auto, home, life insurance, and member-focused digital banking products.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: San Antonio, United States
Founded: 1922
WebsiteLinkedIn