Senior Analyst - Credit Risk (Dubai, AE)

Emirates Global Aluminium
Dubai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 4-7 yearsEducation: bachelorsSkills: ["Stakeholder management","Communication","Presentation","Analytical thinking","Problem solving","Process improvement","Time management"]

Analyze creditworthiness of corporate metal customers, financial institutions, banks, and other counterparties by conducting credit and counterparty risk assessments, financial statement analysis, and ratio benchmarking. Manage day-to-day credit review workflows, prepare credit approval reviews and reporting, monitor market news and early warning signals, recommend credit limits and risk mitigation (e.g., guarantees/insurance), and support cross-functional decisions. Use SAP and advanced Excel/data analytics to enhance monitoring, reporting, and automation.

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Emirates Global Aluminium
Emirates Global Aluminium
1 day ago

Senior Analyst - Credit Risk (Dubai, AE)

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Last checked: 8 hours agoStatus: Live

Job Summary

Analyze creditworthiness of corporate metal customers, financial institutions, banks, and other counterparties by conducting credit and counterparty risk assessments, financial statement analysis, and ratio benchmarking. Manage day-to-day credit review workflows, prepare credit approval reviews and reporting, monitor market news and early warning signals, recommend credit limits and risk mitigation (e.g., guarantees/insurance), and support cross-functional decisions. Use SAP and advanced Excel/data analytics to enhance monitoring, reporting, and automation.
Location: Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Perform day-to-day credit analysis and manage new and periodic credit reviews, preparing credit approval reviews with recommendations on exposure, limits, and payment terms.
  • •Assess financial, industry, country, market, and geopolitical risks and evaluate creditworthiness across a global portfolio using financial, business, and qualitative analysis.
  • •Recommend and maintain credit limits, payment terms, and credit structures; structure risk mitigation solutions including credit insurance and guarantees/collateral as needed.
  • •Produce credit risk reports and portfolio analytics, monitor customer/counterparty performance and market developments, identify early warning signs, and escalate material risks with mitigation recommendations.
  • •Update and improve credit systems and controls (including SAP), drive automation/digitalisation, and support cross-functional stakeholders such as sales, finance, treasury, legal, and receivables.

Key Requirements

  • •Bachelor’s degree in Commerce, Finance, Banking, or a relevant field.
  • •4–7 years of relevant experience in credit risk, accounting, or banking.
  • •Strong skills in corporate credit analysis, financial statement analysis, and credit risk/portfolio management.
  • •Experience with counterparty risk assessment and credit limit management, including risk mitigation and risk reporting/portfolio analytics.
  • •Advanced Microsoft Excel and data analytics skills, plus strong stakeholder management and communication.
Experience:4-7 years
Education:Bachelor's in Commerce / Finance / Banking
Skills:Stakeholder managementCommunicationPresentationAnalytical thinkingProblem solvingProcess improvementTime management
Tech Stack:SAPMicrosoft ExcelData analytics

Eligibility

Nationality:UAE National

Company Brief

Emirates Global Aluminium
Emirates Global Aluminium (EGA) is a state-owned integrated aluminium producer operating smelters, an alumina refinery and bauxite mining interests. It supplies premium aluminium globally and develops recycling and low‑carbon production technologies.
Industry: Mining & Metals
Company Size: Enterprise (1,001+ employees)
Growth: Established Company
Funding: Government Funded
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 2013
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