Senior Product Compliance & Risk Manager - Credit

Wise
London
Workplace: HybridFull timeGBP 89,000 - 127,000 annuallyFunction: Legal, Risk & ComplianceExperience: 8+ yearsSkills: ["Project ownership","Communication","Collaboration","Analytical thinking","Stakeholder management"]

Own and design the Product Risk and Compliance Program to enable Wise to offer Credit Cards across jurisdictions. Act as a first line of defence within the Global Spend team, translating regulatory requirements for Product and Engineering, implementing risk controls, defining global compliance risk metrics, and coordinating remediation. Report program health to internal and external stakeholders and lead Credit Card regulatory, fincrime, and risk discussions while contributing to industry initiatives.

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Wise
Wise
3 days ago

Senior Product Compliance & Risk Manager - Credit

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Last checked: 2 hours agoStatus: Live

Job Summary

Own and design the Product Risk and Compliance Program to enable Wise to offer Credit Cards across jurisdictions. Act as a first line of defence within the Global Spend team, translating regulatory requirements for Product and Engineering, implementing risk controls, defining global compliance risk metrics, and coordinating remediation. Report program health to internal and external stakeholders and lead Credit Card regulatory, fincrime, and risk discussions while contributing to industry initiatives.
Location: London
Workplace: Hybrid
Employment Type: Full time · Permanent
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Design and own the Product Risk and Compliance Program enabling Credit Cards across Wise’s licenses globally.
  • •Stay ahead of issuing compliance, schemes, and regulatory trends; translate regulatory requirements into actionable steps for Product and Engineering.
  • •Implement risk controls in a customer-oriented way while adhering to regulatory requirements, and define global regulatory/compliance risk metrics (including KRI regionalisation).
  • •Challenge incorrect assumptions and coordinate evidencing and timely remediation for issues.
  • •Report on program health to internal and external stakeholders and lead regulatory, fincrime, and risk discussions/forums while participating in industry associations initiatives.
Travel: Low travel

Pay and Benefits

Salary: GBP 89,000 - 127,000 annually

Key Requirements

  • •8+ years’ experience in Compliance, ideally at financial or payments institutions, card schemes, or law/consultancy firms.
  • •At least 5 years advising on and solving regulatory challenges for card schemes or other issuing solutions (e.g., debit cards, local schemes).
  • •Experience across multiple compliance areas such as fraud and financial crime risks, consumer protection, segregation of funds, and regulatory issuing regimes.
  • •Strong project ownership from inception to completion with ability to go into the details of problems in the domain.
  • •Clear, engaging communication across audiences (e.g., regulators to engineers) and analytical use of data to challenge assumptions, with occasional global office travel.
Experience:8+ yearsFinancial servicesPaymentsCard schemesFincrimeCompliance
Skills:Project ownershipCommunicationCollaborationAnalytical thinkingStakeholder management
Languages:English

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
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