Banc of California

1 week ago

VP, Relationship Manager, Commercial Banking - Central California

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 10 hours agoStatus: Live

Job Summary

Source and manage commercial lending opportunities by negotiating term sheets and underwriting commercial real estate loan requests. Review borrower submissions, analyze balance sheets and cash flow, prepare written credit presentations, and guide credits through internal review and closing with loan administrators and legal counsel. Build referral networks and stay current on market trends, while supporting leadership activities including interviewing, employee performance evaluations, and coaching and training teams.

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Customer Success & Account Management

Seniority: Sr. Director level

Key Responsibilities

•Establish and foster relationships while sourcing commercial lending opportunities.
•Analyze commercial lending requests, including working capital lines of credit, term loans, and owner-occupied real estate loans.
•Conduct due diligence by analyzing borrower and guarantor financial statements to determine credit fit and credit facility terms.
•Prepare investment analysis and written credit presentations, and gather additional information needed for initial decisions and credit presentations.
•Guide credit requests through internal review and assist with closing; manage, support, coach, and train employees and participate in interviewing and performance evaluations.

Pay and Benefits

Perks:401kHealth InsuranceDentalVisionPaid Leave

Key Requirements

•Minimum 6-8 years of experience in commercial lending, including valuation, asset management, and financial analysis.
•B.A. degree in finance or related field and/or related work experience.
•Knowledge of compliance with state and federal regulations including Regulation Z, Regulation B, Fair Housing Act, HMDA, RESPA, FCRA, BSA/USA PATRIOT Act, AML/CIP, RFPA, and CRA.
•General knowledge of loan documentation, collateral analysis, and financial statements.
•Proficiency with spreadsheets (Word, Excel, Argus) and familiarity with Moody’s analysis systems; familiarity with nCino system is preferred.

Experience:6-8 yearsCommercial lendingCommercial real estateBanking

Education:Bachelor's in Finance

Skills:Interpersonal skillsCommunicationWritingJudgmentTime management

Tech Stack:WordExcelArgusMoody’s analysis systemsNCino

Company Brief

Banc of California

Provides commercial and business banking services including deposits, lending, treasury management, and specialty financing for small and middle-market businesses, entrepreneurs, and real estate clients through its U.S. banking operations.

Industry: Corporate Banking

Company Size: Enterprise (1,001+ employees)

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Los Angeles, United States

Founded: 1941

Website LinkedIn

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Banc of California

1 week ago

VP, Relationship Manager, Commercial Banking - Central California

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 10 hours agoStatus: Live

Job Summary

Location: United States

Workplace: Onsite

Employment Type: Full time

Job Function: Customer Success & Account Management

Seniority: Sr. Director level

Key Responsibilities

•Establish and foster relationships while sourcing commercial lending opportunities.
•Analyze commercial lending requests, including working capital lines of credit, term loans, and owner-occupied real estate loans.
•Conduct due diligence by analyzing borrower and guarantor financial statements to determine credit fit and credit facility terms.
•Prepare investment analysis and written credit presentations, and gather additional information needed for initial decisions and credit presentations.
•Guide credit requests through internal review and assist with closing; manage, support, coach, and train employees and participate in interviewing and performance evaluations.

Pay and Benefits

Perks:401kHealth InsuranceDentalVisionPaid Leave

Key Requirements

•Minimum 6-8 years of experience in commercial lending, including valuation, asset management, and financial analysis.
•B.A. degree in finance or related field and/or related work experience.
•Knowledge of compliance with state and federal regulations including Regulation Z, Regulation B, Fair Housing Act, HMDA, RESPA, FCRA, BSA/USA PATRIOT Act, AML/CIP, RFPA, and CRA.
•General knowledge of loan documentation, collateral analysis, and financial statements.
•Proficiency with spreadsheets (Word, Excel, Argus) and familiarity with Moody’s analysis systems; familiarity with nCino system is preferred.

Experience:6-8 yearsCommercial lendingCommercial real estateBanking

Education:Bachelor's in Finance

Skills:Interpersonal skillsCommunicationWritingJudgmentTime management

Tech Stack:WordExcelArgusMoody’s analysis systemsNCino

Company Brief

Banc of California

Industry: Corporate Banking

Company Size: Enterprise (1,001+ employees)

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Los Angeles, United States

Founded: 1941

Website LinkedIn