Portfolio Analyst

Fifth Third Bancorp
Columbus
Workplace: OnsiteFull timeFunction: Product ManagementExperience: 2+ yearsEducation: bachelorsSkills: ["Communication","Organizational skills","Attention to detail"]

Review and decide complex, high-dollar small business loan applications in a centralized environment. Spread financial statements, perform cash flow and balance sheet analysis, and provide credit recommendations based on underwriting criteria such as structure, collateral, pricing, and fees. Prepare written evaluations of borrower financial condition, collaborate with sales on loan structures, mentor analysts, and communicate decisions to loan originators while supporting risk identification, assessment, and mitigation.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Fifth Third Bancorp
Fifth Third Bancorp
4 days ago

Portfolio Analyst

âś“ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live

Job Summary

Review and decide complex, high-dollar small business loan applications in a centralized environment. Spread financial statements, perform cash flow and balance sheet analysis, and provide credit recommendations based on underwriting criteria such as structure, collateral, pricing, and fees. Prepare written evaluations of borrower financial condition, collaborate with sales on loan structures, mentor analysts, and communicate decisions to loan originators while supporting risk identification, assessment, and mitigation.
Location: Columbus
Workplace: Onsite
Employment Type: Full time
Job Function: Product Management
Seniority: Mid level

Key Responsibilities

  • •Review and decision small business loan applications in a centralized environment, including underwriting criteria, loan structure, collateral, interest rate, and fees.
  • •Perform global cash flow and balance sheet analysis for small-business healthcare loans up to $2 million.
  • •Prepare written evaluations of borrower financial condition and future outlook, identifying risks and mitigation.
  • •Collaborate with the sales team to develop loan structures that meet customer needs and align with the organization’s risk appetite.
  • •Assist and mentor teammates in portfolio monitoring and credit risk management; communicate loan decisions to loan originators and negotiate terms when needed.

Key Requirements

  • •Two+ years in underwriting, portfolio monitoring, or similar business loan analysis.
  • •Basic knowledge of commercial lending and credit standards, policies, procedures, and products.
  • •Must be proficient in basic software applications such as Microsoft Access, Word and Excel.
  • •College degree in accounting, finance or economics is preferred.
  • •Strong verbal and written communication and organizational skills, with attention to detail.
Experience:2+ yearsCommercial lendingSmall businessCredit analysis
Education:Bachelor's in accounting, finance, or economics
Skills:CommunicationOrganizational skillsAttention to detail
Tech Stack:Microsoft AccessMicrosoft WordExcel

Company Brief

Fifth Third Bancorp
Fifth Third Bancorp is a diversified bank holding company offering consumer, commercial, and wealth management services. Through its banking subsidiaries, it provides deposits, lending, treasury management, payments, and investment solutions across the Midwest and Southeast.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Cincinnati, United States
Founded: 1858
Glassdoor
Glassdoor: 3.7
WebsiteLinkedInGlassdoor