Product Manager, Fiat & FCM

Crypto.com
Chicago, San Francisco
Workplace: HybridFull timeUSD 170,000 - 220,000 annuallyFunction: Product ManagementExperience: 7-10 yearsSkills: ["Stakeholder management","People management","Communication","Leadership"]

Own the end-to-end fiat product strategy for the Futures Commission Merchant (FCM) and regulated US trading platform. Lead banking-rail selection and scaling across markets and currencies, including customer fund segregation, margin funding flows, and regulatory reporting. Drive improvements in acceptance rates, settlement speed, and cost-per-transaction, designing dynamic payment routing and institutional on-ramps while partnering with engineering, legal, compliance, finance, and senior leadership across APAC, EU, and US time zones.

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FursaFursa
Crypto.com
Crypto.com
19 hours ago

Product Manager, Fiat & FCM

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Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live

Job Summary

Own the end-to-end fiat product strategy for the Futures Commission Merchant (FCM) and regulated US trading platform. Lead banking-rail selection and scaling across markets and currencies, including customer fund segregation, margin funding flows, and regulatory reporting. Drive improvements in acceptance rates, settlement speed, and cost-per-transaction, designing dynamic payment routing and institutional on-ramps while partnering with engineering, legal, compliance, finance, and senior leadership across APAC, EU, and US time zones.
Location: Chicago, San Francisco
Workplace: Hybrid
Employment Type: Full time
Job Function: Product Management
Seniority: Manager level

Key Responsibilities

  • •Own the end-to-end fiat funding and withdrawal experience for the FCM platform, including customer fund segregation, margin funding flows, and regulatory reporting data.
  • •Select and integrate payment rails based on speed, reversibility, and cost across US and EU markets.
  • •Lead payment orchestration by designing dynamic routing logic that selects optimal rails in real time based on segment, jurisdiction, currency, speed, and risk.
  • •Build and scale banking partnerships and institutional on-ramps, including segregated bank accounts, high-value wire processing, and bulk pay-out APIs.
  • •Drive acceptance rate optimization, liquidity/settlement performance, and measurable improvements in total funds flow, settlement speed, and cost-per-transaction.

Pay and Benefits

Salary: USD 170,000 - 220,000 annually
Perks:Paid Leave401kHealth InsuranceDentalVisionLife InsuranceDisability Insurance

Key Requirements

  • •7–10+ years of product leadership focused on payment infrastructure, core banking, or regulated trading/brokerage products.
  • •Direct experience with a CFTC/NFA-regulated FCM, futures broker, or regulated trading platform, including customer fund segregation and margin funding.
  • •Hands-on knowledge of payment rails across multiple markets, including US (ACH, FedWire, FedNow/RTP) and ideally EU (SEPA, SEPA Instant).
  • •Experience building payment orchestration and dynamic routing logic in production.
  • •Strong people and stakeholder management skills across engineering, legal, compliance, finance, and senior leadership.
Experience:7-10 yearsFintechPaymentsRegulated tradingCryptocurrency
Skills:Stakeholder managementPeople managementCommunicationLeadership
Tech Stack:FCMCFTCNFAACHFedWireFedNowRTPSEPASEPA InstantFPSSWIFTAPIsPayment railsPayment routing

Company Brief

Crypto.com
Crypto.com operates a global cryptocurrency exchange and payments platform, offering trading, a crypto wallet, debit cards, and merchant payment solutions to retail and institutional customers worldwide.
Industry: Blockchain & Web3
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Valuation: Unicorn (USD 1B+)
Headquarters: Singapore, Singapore
Founded: 2016
WebsiteLinkedIn