Field Credit Officer (North Central)

Moniepoint Group
Abuja, Niger
Workplace: OnsiteContractFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: certificationSkills: ["Attention to details","Analytical skills","Communication","Presentation","Interpersonal skills","Agility","Perseverance"]

Onboard and manage businesses within your assigned territory to support Moniepoint’s credit products. Review and approve or decline loan requests by analyzing credit risk factors and financial data, then recommend actions before, during, and after disbursement. Drive gross loan portfolio and profit targets while ensuring repayments through ongoing monitoring and physical visitations, maintaining a healthy, low-default performing loan book.

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Moniepoint Group
Moniepoint Group
1 week ago

Field Credit Officer (North Central)

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Last checked: 23 hours agoStatus: Live

Job Summary

Onboard and manage businesses within your assigned territory to support Moniepoint’s credit products. Review and approve or decline loan requests by analyzing credit risk factors and financial data, then recommend actions before, during, and after disbursement. Drive gross loan portfolio and profit targets while ensuring repayments through ongoing monitoring and physical visitations, maintaining a healthy, low-default performing loan book.
Location: Abuja, Niger
Workplace: Onsite
Employment Type: Contract
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify and onboard viable businesses in your assigned geographical area to open business accounts.
  • •Engage customers to ensure optimal account usage and qualification for credit access.
  • •Review, analyze data, and approve or decline loan requests based on credit risk factors.
  • •Conduct physical visitations to borrowers’ business places to evaluate business books, inventory, and turnover.
  • •Monitor the active loan portfolio to support repayments and meet gross loan portfolio and profit targets.

Key Requirements

  • •Minimum of an OND in any business-related discipline.
  • •2+ years’ experience in a sales role for credit products in a financial institution.
  • •Demonstrable knowledge of credit risk analysis.
  • •Good knowledge of financial analysis.
  • •Must be resident in one of the listed locations within Benue, FCT Abuja, Kogi, Kwara, Nasarawa, Niger, or Plateau.
Experience:2+ yearsFintechFinancial servicesCredit products
Education:Certification / Diploma
Skills:Attention to detailsAnalytical skillsCommunicationPresentationInterpersonal skillsAgilityPerseverance
Languages:English

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn