Senior Data Scientist (Credit)

Moniepoint Group
Spain
Workplace: RemoteFull timeFunction: Data Science & Machine LearningExperience: 5+ yearsSkills: ["SQL","Python","R","A/B testing","Machine learning"]

Senior Data Scientist building and deploying credit risk models to power underwriting, pricing and collections for consumer lending at scale. You will design experiments, collaborate with product squads, ensure data quality and ethics, mentor teams, and influence credit strategy across Nigeria and Africa, using advanced ML and traditional methods.

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Moniepoint Group
Moniepoint Group
8 months ago

Senior Data Scientist (Credit)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 17 hours agoStatus: Live

Job Summary

Senior Data Scientist building and deploying credit risk models to power underwriting, pricing and collections for consumer lending at scale. You will design experiments, collaborate with product squads, ensure data quality and ethics, mentor teams, and influence credit strategy across Nigeria and Africa, using advanced ML and traditional methods.
Location: Spain
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Manager level

Key Responsibilities

  • •Develop and deploy credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
  • •Design and run experiments to optimise approval rates, loss rates, and profitability
  • •Partner with product squads to embed decision logic into real-time systems
  • •Ensure data quality, compliance, and ethical use of models across all decisioning processes
  • •Mentor product squads on best practices in experimentation and data-driven decision making

Pay and Benefits

Perks:Health InsurancePensionAnnual Bonus

Key Requirements

  • •Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar)
  • •+5 years of experience in data science, decision science, or risk analytics within financial services
  • •Working knowledge of credit risk, consumer lending, and regulatory considerations
  • •Proficiency in SQL and at least one modelling/programming language (Python, R)
  • •Experience with A/B testing, machine learning, collections modelling and churn management
Experience:5+ yearsFintechFinancial servicesCredit riskConsumer lending
Skills:SQLPythonRA/B testingMachine learning
Languages:English
Tech Stack:SQLPythonRMachine learningA/B testing

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn