Senior Risk Officer in Enterprise Risk

Develop and maintain enterprise risk management frameworks across the Baltics, including risk appetite, key risk indicators, capital, pricing, and climate risk. Own risk identification, materiality assessments, and forward-looking deep dives, proposing mitigations. Support capital and liquidity adequacy, stress testing, and recovery planning with second-line oversight and challenge. Produce internal capital analysis and management-ready enterprise risk reporting while partnering with stakeholders across risk lines.