Field Credit Officer (South West)

Moniepoint Group
Nigeria
Workplace: OnsiteOthersFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: associatesSkills: ["Attention to detail","Analytical thinking","Communication","Presentation","Interpersonal skills"]

Onboard and manage businesses that access Moniepoint’s credit products within your assigned South West coverage area. Grow the loan portfolio while protecting profitability by assessing 5Cs (capacity, character, capital) and analyzing loan requests with credit risk and financial analysis. Conduct physical visits to borrower businesses, approve or decline requests, and monitor active loans to support healthy repayment performance and target achievement.

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Moniepoint Group
Moniepoint Group
1 week ago

Field Credit Officer (South West)

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Last checked: 10 hours agoStatus: Live

Job Summary

Onboard and manage businesses that access Moniepoint’s credit products within your assigned South West coverage area. Grow the loan portfolio while protecting profitability by assessing 5Cs (capacity, character, capital) and analyzing loan requests with credit risk and financial analysis. Conduct physical visits to borrower businesses, approve or decline requests, and monitor active loans to support healthy repayment performance and target achievement.
Location: Nigeria
Workplace: Onsite
Employment Type: Others
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify and onboard viable businesses within your geographical area for Moniepoint business accounts.
  • •Engage customers to ensure optimal account usage and eligibility for access to credit.
  • •Review and approve (or decline) loan requests by analyzing available data.
  • •Conduct physical visitation to borrowers to evaluate business books, inventory, and turnover.
  • •Monitor active loan portfolio to ensure continued account usage and loan repayment performance.

Key Requirements

  • •Minimum of an OND in any business-related discipline.
  • •2+ years of experience in a sales role for credit products in a financial institution.
  • •Demonstrable knowledge of credit risk analysis.
  • •Good knowledge of financial analysis (added advantage).
  • •Must be resident in one of the listed locations (Ekiti, Ogun, Ondo, Osun, Oyo).
Experience:2+ yearsFintechCredit productsFinancial services
Education:Associate's
Skills:Attention to detailAnalytical thinkingCommunicationPresentationInterpersonal skills

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn