Head of Merchant Risk - Europe

Global Payments
London
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceSkills: ["Data-driven decision-making","Analytical thinking","Stakeholder influence","Collaboration","Solutions orientation"]

Own end-to-end regional merchant risk for Europe, including onboarding, merchant fraud, and ongoing monitoring. Define credit policies and underwriting criteria, set the “credit box” with business, Finance, and second-line risk teams, and ensure governance and compliance against regulatory and audit standards. Monitor portfolio performance using portfolio data and adjust tactics to balance risk mitigation with growth. Lead strategic risk initiatives, including testing and launching new risk capabilities.

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FursaFursa
Global Payments
Global Payments
1 month ago

Head of Merchant Risk - Europe

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Source: Company careers pageValidated by: Fursa AI
Last checked: 27 days agoStatus: Live

Job Summary

Own end-to-end regional merchant risk for Europe, including onboarding, merchant fraud, and ongoing monitoring. Define credit policies and underwriting criteria, set the “credit box” with business, Finance, and second-line risk teams, and ensure governance and compliance against regulatory and audit standards. Monitor portfolio performance using portfolio data and adjust tactics to balance risk mitigation with growth. Lead strategic risk initiatives, including testing and launching new risk capabilities.
Location: London
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Sr. Director level

Key Responsibilities

  • •Provide end-to-end regional risk ownership for onboarding, merchant fraud, and ongoing monitoring across Europe.
  • •Define and optimize credit policies, decision rules, and underwriting criteria for account acquisitions and portfolio management.
  • •Establish the “credit box” in collaboration with business leaders, Finance, and second-line risk teams.
  • •Oversee risk governance frameworks to meet regulatory requirements and audit standards, and monitor performance using portfolio data.
  • •Drive end-to-end strategic initiatives, including testing and launching new merchant risk capabilities.

Key Requirements

  • •Knowledge of underwriting, account fraud detection, and merchant lifecycle risk assessment.
  • •Knowledge of regulations and compliance standards covering KYC, AML, and high-risk merchant oversight.
  • •Experience with risk engines, decisioning platforms, workflow automation, and integrated platform risk architecture.
  • •Experience leading teams using scalable risk operating models, governance frameworks, and policy structures across platforms.
  • •Ability to influence senior stakeholders and manage complex vendor ecosystems supporting fraud tools and risk partners.
Experience:PaymentsMerchant riskMerchant fraud
Skills:Data-driven decision-makingAnalytical thinkingStakeholder influenceCollaborationSolutions orientation
Tech Stack:Risk enginesDecisioning platformsWorkflow automationIntegrated platform risk architecture

Company Brief

Global Payments
Global Payments provides payment technology and software solutions for merchants, issuers, and partners worldwide, enabling electronic payments, omni-channel commerce, and value-added services across industries.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Atlanta, United States
Founded: 2001
WebsiteLinkedIn