Senior Credit Risk Analyst

inDrive
Almaty
Workplace: HybridFull timeFunction: Banking, Lending & CreditSkills: ["Project management","Data analysis","Communication","Problem-solving","Collaboration"]

Develop and implement credit risk policies and models, optimizing scoring models and limit/rate policies to improve portfolio performance. Build predictive scoring models using internal and external data, translate raw data into business-impacting processes, and implement models in online scoring. Evaluate product profitability with NPV models, analyze the loan portfolio, and collaborate with DWH, developers, and product analysts to meet reporting needs.

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FursaFursa
inDrive
inDrive
22 hours ago

Senior Credit Risk Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live

Job Summary

Develop and implement credit risk policies and models, optimizing scoring models and limit/rate policies to improve portfolio performance. Build predictive scoring models using internal and external data, translate raw data into business-impacting processes, and implement models in online scoring. Evaluate product profitability with NPV models, analyze the loan portfolio, and collaborate with DWH, developers, and product analysts to meet reporting needs.
Location: Almaty
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Develop predictive scoring models for credit decision-making and identify points of growth using new data.
  • •Develop and optimize limit and rate policies and improve portfolio performance.
  • •Implement built models in online scoring and evaluate product profitability using NPV models.
  • •Analyze the loan portfolio and apply raw data to real-world processes to deliver business results through ML.
  • •Collaborate with business, DWH, developers, and product analysts to address reporting requirements.

Pay and Benefits

Perks:Learning ProgramsMentoring

Key Requirements

  • •Understanding of ML and data analytics, including cause-and-effect relationships.
  • •Experience with lending to SMEs or individuals.
  • •Experience building NPV models and strong math/numbers skills.
  • •Hands-on experience with Python and SQL.
  • •Ability to implement and present results of work; project management experience is a plus.
Experience:LendingFintech
Skills:Project managementData analysisCommunicationProblem-solvingCollaboration
Languages:English
Tech Stack:MLPythonSQLDWH

Company Brief

inDrive
A ride-hailing and mobility platform that lets passengers and drivers negotiate fares directly in real time. It also offers intercity travel, courier, and delivery services in multiple countries.
Industry: Mobility Platforms
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Mountain View, United States
Founded: 2013
WebsiteLinkedIn