Credit Analyst

Abu Dhabi Islamic Bank
Abu Dhabi
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Analytical skills","Writing and presentation","Team player","Attention to detail","Risk-focused assessment"]

Prepare and analyze customer credit applications, renewals, credit memos, extensions, and CCRs, ensuring exceptions are highlighted with clear recommendations. Manage renewal/extension timelines, monitor insurance expiries, and track post-disbursement compliance and pending security requirements. Coordinate with relationship managers and middle office to arrange documentation, legal and Sharia approvals, and ensure accurate credit monitoring, reporting, and file maintenance aligned with bank credit policy.

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FursaFursa
Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank
4 days ago

Credit Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live
Reposted: similar role first listed 6 months ago

Job Summary

Prepare and analyze customer credit applications, renewals, credit memos, extensions, and CCRs, ensuring exceptions are highlighted with clear recommendations. Manage renewal/extension timelines, monitor insurance expiries, and track post-disbursement compliance and pending security requirements. Coordinate with relationship managers and middle office to arrange documentation, legal and Sharia approvals, and ensure accurate credit monitoring, reporting, and file maintenance aligned with bank credit policy.
Location: Abu Dhabi
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze and prepare credit applications, renewals, credit memos, extensions, and CCRs; highlight exceptions and provide concise recommendations.
  • •Start renewal/extension processes about 2 months prior to expiry; review securities, conditions, cash flows, and compliance terms to ensure approvals before expiry.
  • •Monitor expired insurance policies and ensure renewals ahead of expiry; track pending compliance/security items and TM/RAC exceptions per timelines.
  • •Coordinate with RMs/team leaders and middle office to obtain required information and arrange customer documentation, including offer letters and required legal and Sharia approvals.
  • •Maintain and monitor credit files: filing coordination, repayment and due-date monitoring, early warning signals, past-due follow-ups, and serve as backup for other credit analysts.

Key Requirements

  • •University degree
  • •Good knowledge of English and Arabic (spoken and written)
  • •Advanced computer skills, including advanced Excel skills
  • •Advanced analytical skills and strong writing/presentation skills
  • •Solid knowledge of Sharia, financing, and documentation; credit skills/credit background in corporate or commercial financing
Education:Bachelor's
Skills:Analytical skillsWriting and presentationTeam playerAttention to detailRisk-focused assessment
Languages:EnglishArabic
Tech Stack:ExcelSpreadsheets

Company Brief

Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) is a public Islamic bank providing retail, corporate, wealth and investment banking services across the UAE and international markets, offering Sharia-compliant financial products and digital banking solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 1997
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