VP Retail Credit Risk Appetite, Reporting and Strategy

HSBC
Philippines
Workplace: OnsiteFull timeFunction: Strategy & Corporate DevelopmentSkills: ["Analytical thinking","Communication","Influencing","Decision-making"]

Design and deliver retail credit risk appetite analytics and risk assessment reporting to optimize profitability and asset quality across the credit cycle. Develop decisioning analytics and KPIs, strengthen risk strategy documentation and governance, and lead retail risk stress testing models with regional risk teams. Monitor external economic/regulatory/competitive conditions, maintain risk databases to improve data quality, and present recommendations to senior stakeholders while leading the risk reporting team and automation efforts.

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FursaFursa
HSBC
HSBC
2 days ago

VP Retail Credit Risk Appetite, Reporting and Strategy

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Source: Company careers pageValidated by: Fursa AI
Last checked: 9 hours agoStatus: Live

Job Summary

Design and deliver retail credit risk appetite analytics and risk assessment reporting to optimize profitability and asset quality across the credit cycle. Develop decisioning analytics and KPIs, strengthen risk strategy documentation and governance, and lead retail risk stress testing models with regional risk teams. Monitor external economic/regulatory/competitive conditions, maintain risk databases to improve data quality, and present recommendations to senior stakeholders while leading the risk reporting team and automation efforts.
Location: Philippines
Workplace: Onsite
Employment Type: Full time
Job Function: Strategy & Corporate Development
Seniority: Sr. Director level

Key Responsibilities

  • •Deliver accurate, relevant, and timely risk MI across retail lending products to monitor asset quality and optimize profitability throughout the credit cycle.
  • •Develop and apply decisioning analytics to strengthen risk strategies using current and forward-looking economic, industry, and regulatory trends.
  • •Steer development and maintenance of key risk strategy documentation, track performance against risk appetite, and support governance.
  • •Act as local lead for retail risk stress testing models, partnering with regional risk on parameters, triggers, and caps.
  • •Lead and develop the risk reporting team, driving automation, strong controls, and effective operational risk management.

Key Requirements

  • •Strong analytical skills with the ability to translate complex data into practical recommendations.
  • •Experience in credit/risk, portfolio analytics, reporting, or banking/financial services.
  • •Confident communication skills to influence and present to senior stakeholders and regional counterparts.
  • •Relevant experience in Cards/Loans operations and data systems (preferred).
Experience:Credit riskPortfolio analyticsBankingFinancial services
Skills:Analytical thinkingCommunicationInfluencingDecision-making

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

HSBC
Global banking and financial services organisation offering retail, commercial, corporate and investment banking, wealth management, and global markets services across Europe, Asia, the Americas and the Middle East.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 1865
Glassdoor
Glassdoor: 3.6
WebsiteLinkedIn